Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bankers Investment TrustNZSE:BIT +1.60%35 Peter Lynch Fair Value is NZ$4.62 as of Aug. 05, 2026, which is 100% below its 10-year median of 0.87. GuruFocus rates NZSE:BIT with a GF Score™ of 35/100. The stock has 4 warning signs investors should review. Among 266 Asset Management companies, Bankers Investment Trust ranks worse than 53.01% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Bankers Investment Trust's PEG is 1. Bankers Investment Trust's 5-Year TTM Book Value Growth Rate is 9.85.
Bankers Investment Trust's EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 was NZ$0.47. Therefore, the Peter Lynch Fair Value for today is NZ$4.62.
The historical rank and industry rank for Bankers Investment Trust's Peter Lynch Fair Value or its related term are showing as below:
NZSE:BIT'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.45 Med: 0.87 Max: 13.92
Current: 1.2
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Bankers Investment Trust was 13.92. The lowest was 0.45. And the median was 0.87.
NZSE:BIT's Price-to-Peter-Lynch-Fair-Value is ranked worse than 53.01% of 266
companies
in the Asset Management industry
Industry Median: 1.11
vs NZSE:BIT: 1.20
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Bankers Investment Trust (NZSE:BIT) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 9.85 instead of 15 in this case.
Bankers Investment Trust's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
3.434
/
4.62
=
0.74
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankers Investment Trust Peter Lynch Fair Value Related Terms
Bankers Investment Trust Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Bankers Investment Trust's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankers Investment Trust Peter Lynch Fair Value Chart
NZSE:BIT vs BLK, BX, KKR: Peter Lynch Fair Value Comparison
For the Asset Management subindustry, Bankers Investment Trust's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankers Investment Trust Price-to-Peter-Lynch-Fair-Value vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Bankers Investment Trust's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Bankers Investment Trust's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bankers Investment Trust's EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 was NZ$0.47.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of NZ$4.62 mean?
Bankers Investment Trust (NZSE:BIT) has a Peter Lynch Fair Value of NZ$4.62 as of Aug. 05, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Bankers Investment Trust and its competitors. This is 431% above median its historical median of 0.87. Over the past decade, Bankers Investment Trust's Peter Lynch Fair Value has ranged from 0.45 to 13.92. According to the industry distribution chart, Bankers Investment Trust ranks #141 out of 266 companies in the Asset Management industry, placing it in the top 53%.
Is Bankers Investment Trust's Peter Lynch Fair Value too high?
Bankers Investment Trust's current Peter Lynch Fair Value of NZ$4.62 is 431% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 13.92. Based on the distribution chart, Bankers Investment Trust ranks #141 out of 266 companies in the Asset Management industry, which is below the industry midpoint. Overall, Bankers Investment Trust has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Bankers Investment Trust's Peter Lynch Fair Value compare to BLK and BX?
According to the Asset Management industry distribution chart, Bankers Investment Trust ranks #141 out of 266 companies for Peter Lynch Fair Value. This places Bankers Investment Trust in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.11. Historically, Bankers Investment Trust's own Peter Lynch Fair Value has ranged from 0.45 to 13.92 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Asset Management company?
The median Peter Lynch Fair Value among Asset Management companies is 1.11, based on 266 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Bankers Investment Trust and its competitors. For the Asset Management industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankers Investment Trust's current Peter Lynch Fair Value is NZ$4.62, which is 431% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankers Investment Trust stock overvalued right now?
Bankers Investment Trust (NZSE:BIT) has a current Peter Lynch Fair Value of NZ$4.62. The current Peter Lynch Fair Value is NZ$4.62, which is 431% above median its 10-year median of 0.87. Bankers Investment Trust's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Bankers Investment Trust (NZSE:BIT), the current Peter Lynch Fair Value is NZ$4.62 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bankers Investment Trust PLC is a UK-based investment trust company. The company's investment objective is to achieve capital growth in excess of the FTSE World Index and annual dividend growth greater than inflation, as defined by the UK Retail Prices Index. Its investments include Equities, Debt securities, cash investments, investment trusts, collective funds, and derivatives. Its geographical segments are the United Kingdom and Pan Europe, North America, Japan, and Pan Asia. it generate maximum Revenue from Bank Interest.
35GF Score
Get the complete analysis for NZSE:BIT
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NZSE:BIT has been successfully added to your 
