Berner Kantonalbank AG (LTS:0QM2) PE Ratio (TTM): 19.92 (As of Jul. 14, 2026) — 45% Above Median

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LTS:0QM2 Berner Kantonalbank AG LTS:0QM2
51 GF Score
Price CHF377.46
GF Value CHF254.79
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Berner Kantonalbank AG PE Ratio (TTM)?

Berner Kantonalbank AG LTS:0QM2 +0.39% 51 PE Ratio (TTM) is 19.92 as of Jul. 14, 2026, which is 45% above its 10-year median of 13.73. GuruFocus rates LTS:0QM2 with a GF Score™ of 51/100 and a GF Value™ of CHF254.79 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,450 Banks companies, Berner Kantonalbank AG ranks worse than 85.72% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-14), Berner Kantonalbank AG's share price is CHF377.45735. Berner Kantonalbank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF18.95. Therefore, Berner Kantonalbank AG's PE Ratio (TTM) for today is 19.92.


The historical rank and industry rank for Berner Kantonalbank AG's PE Ratio (TTM) or its related term are showing as below:

LTS:0QM2' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 12.35   Med: 13.73   Max: 22.85
Current: 20


During the past 13 years, the highest PE Ratio (TTM) of Berner Kantonalbank AG was 22.85. The lowest was 12.35. And the median was 13.73.


LTS:0QM2's PE Ratio (TTM) is ranked worse than
85.72% of 1450 companies
in the Banks industry
Industry Median: 11.785 vs LTS:0QM2: 20.00

Berner Kantonalbank AG's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was CHF10.70. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF18.95.

As of today (2026-07-14), Berner Kantonalbank AG's share price is CHF377.45735. Berner Kantonalbank AG's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was CHF18.93. Therefore, Berner Kantonalbank AG's PE Ratio without NRI for today is 19.94.

During the past 13 years, Berner Kantonalbank AG's highest PE Ratio without NRI was 22.91. The lowest was 12.40. And the median was 15.53.

Berner Kantonalbank AG's EPS without NRI for the six months ended in Dec. 2025 was CHF10.68. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was CHF18.93.

During the past 12 months, Berner Kantonalbank AG's average EPS without NRI Growth Rate was -3.20% per year. During the past 3 years, the average EPS without NRI Growth Rate was 5.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was 6.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 6.10% per year.

During the past 13 years, Berner Kantonalbank AG's highest 3-Year average EPS without NRI Growth Rate was 12.50% per year. The lowest was -27.20% per year. And the median was 0.50% per year.

Berner Kantonalbank AG's EPS (Basic) for the six months ended in Dec. 2025 was CHF10.70. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF18.95.


Berner Kantonalbank AG  (LTS:0QM2) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Berner Kantonalbank AG PE Ratio (TTM) Related Terms


Berner Kantonalbank AG PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for Berner Kantonalbank AG's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Berner Kantonalbank AG PE Ratio (TTM) Chart

Berner Kantonalbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.50 13.32 12.83 12.37 16.82

Berner Kantonalbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.83 At Loss 12.37 At Loss 16.82

Berner Kantonalbank AG PE Ratio (TTM) Competitor Comparison

For the Banks - Regional subindustry, Berner Kantonalbank AG's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Berner Kantonalbank AG PE Ratio (TTM) vs Banks Industry

For the Banks industry and Financial Services sector, Berner Kantonalbank AG's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Berner Kantonalbank AG's PE Ratio (TTM) falls into.


LTS:0QM2
51GF Score
Berner Kantonalbank AG LTS:0QM2
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Berner Kantonalbank AG PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Berner Kantonalbank AG's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=377.45735/18.948
=19.92

Berner Kantonalbank AG's Share Price of today is CHF377.45735.
For company reported semi-annually, Berner Kantonalbank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was CHF18.95.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 19.92 mean?
Berner Kantonalbank AG (LTS:0QM2) has a PE Ratio (TTM) of 19.92 as of Jul. 14, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Berner Kantonalbank AG and its competitors. This is 45% above median its historical median of 13.73. Over the past decade, Berner Kantonalbank AG's PE Ratio (TTM) has ranged from 12.35 to 22.85. According to the industry distribution chart, Berner Kantonalbank AG ranks #1243 out of 1450 companies in the Banks industry, placing it in the top 85.7%.
Is Berner Kantonalbank AG's PE Ratio (TTM) too high?
Berner Kantonalbank AG's current PE Ratio (TTM) of 19.92 is 45% above median its 10-year median of 13.73. Over the past 10 years, this metric has ranged from a low of 12.35 to a high of 22.85. The Banks industry median PE Ratio (TTM) is 11.79. Berner Kantonalbank AG's value of 19.92 is 69% above this industry median. Based on the distribution chart, Berner Kantonalbank AG ranks #1243 out of 1450 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Berner Kantonalbank AG has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Berner Kantonalbank AG's PE Ratio (TTM) compare to competitors?
According to the Banks industry distribution chart, Berner Kantonalbank AG ranks #1243 out of 1450 companies for PE Ratio (TTM). This places Berner Kantonalbank AG in the lower half of its industry. The industry median PE Ratio (TTM) is 11.79. Berner Kantonalbank AG's value of 19.92 is 69% above this benchmark. Historically, Berner Kantonalbank AG's own PE Ratio (TTM) has ranged from 12.35 to 22.85 over the past decade. While the company's 10-year median is 13.73 vs. the industry median of 11.79, Berner Kantonalbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.79, based on 1,450 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Berner Kantonalbank AG's current PE Ratio (TTM) of 19.92 is 69% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Berner Kantonalbank AG and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Berner Kantonalbank AG's current PE Ratio (TTM) is 19.92, which is 45% above median its own 10-year median of 13.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berner Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Berner Kantonalbank AG (LTS:0QM2) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF254.79, compared to a current price of CHF377.46 — trading 48.1% above its estimated fair value. The current PE Ratio (TTM) is 19.92, which is 45% above median its 10-year median of 13.73 and 69% above the Banks industry median of 11.79. Berner Kantonalbank AG's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Berner Kantonalbank AG (LTS:0QM2), the current PE Ratio (TTM) is 19.92 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Berner Kantonalbank AG (LTS:0QM2) Overvalued in 2026?

Based on GuruFocus' analysis, Berner Kantonalbank AG stock appears to be overvalued. The current stock price of CHF377.46 is trading 48.1% above its estimated GF Value™ of CHF254.79. GuruFocus considers Berner Kantonalbank AG to be Significantly Overvalued.

Key valuation signals for LTS:0QM2:

  • PE Ratio (TTM): 19.92 (45% above median its 10-year median of 13.73)
  • GF Value™: CHF254.79 vs. price of CHF377.46 (48.1% above fair value)
  • GF Score™: 51/100 with 3 warning signs
  • Industry Position: 69% above the Banks median (#1243 of 1450)

No single metric tells the full story. See the LTS:0QM2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Berner Kantonalbank AG Business Description

Address Bundesplatz 8, Postfach, Bern, CHE, 3011
Berner Kantonalbank AG is a Swiss cantonal bank. It is engaged in the business activities in the Canton and the neighboring economic area. It manages the assets, grants loans to private individuals and companies. The bank offers solutions for paying, saving, investing, financing and provisioning. It focuses its activities on two core business areas namely business with private and corporate customers, in particular, SMEs, and asset management. The bank provides consultancies to SMEs and individuals, as an employer, as a training bank, and as a taxpayer.
51GF Score

Get the complete analysis for LTS:0QM2

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF377.46
Price
CHF254.79
GF Value