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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Berner Kantonalbank AG's 3-Year RORE % for the quarter that ended in Dec. 2025 was 0.12%.
The industry rank for Berner Kantonalbank AG's 3-Year RORE % or its related term are showing as below:
LTS:0QM2's 3-Year RORE % is ranked worse than 72.49% of 1472
companies
in the Banks industry
Industry Median: 9.905
vs LTS:0QM2: 0.12
Berner Kantonalbank AG (LTS:0QM2) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Berner Kantonalbank AG 3-Year RORE % Related Terms
Berner Kantonalbank AG 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Berner Kantonalbank AG 3-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Berner Kantonalbank AG's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Berner Kantonalbank AG 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Berner Kantonalbank AG's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Berner Kantonalbank AG's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Berner Kantonalbank AG (LTS:0QM2) has a 3-Year RORE % of 0.12 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Berner Kantonalbank AG and its competitors. According to the industry distribution chart, Berner Kantonalbank AG ranks #1067 out of 1472 companies in the Banks industry, placing it in the top 72.5%.
Is Berner Kantonalbank AG's 3-Year RORE % too high?
Berner Kantonalbank AG's current 3-Year RORE % is 0.12. The Banks industry median 3-Year RORE % is 9.91. Berner Kantonalbank AG's value of 0.12 is 98.8% below this industry median. Based on the distribution chart, Berner Kantonalbank AG ranks #1067 out of 1472 companies in the Banks industry, which is below the industry midpoint. Overall, Berner Kantonalbank AG has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Berner Kantonalbank AG's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Berner Kantonalbank AG ranks #1067 out of 1472 companies for 3-Year RORE %. This places Berner Kantonalbank AG in the lower half of its industry. The industry median 3-Year RORE % is 9.91. Berner Kantonalbank AG's value of 0.12 is 98.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.91, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Berner Kantonalbank AG's current 3-Year RORE % of 0.12 is 98.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Berner Kantonalbank AG and its competitors. For the Banks industry, the median 3-Year RORE % is 9.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Berner Kantonalbank AG's current 3-Year RORE % is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berner Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Berner Kantonalbank AG (LTS:0QM2) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF254.97, compared to a current price of CHF383.14 — trading 50.3% above its estimated fair value. The current 3-Year RORE % is 0.12 and 98.8% below the Banks industry median of 9.91. Berner Kantonalbank AG's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Berner Kantonalbank AG (LTS:0QM2), the current 3-Year RORE % is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Berner Kantonalbank AG (LTS:0QM2) Overvalued in 2026?
Based on GuruFocus' analysis, Berner Kantonalbank AG stock appears to be overvalued.
The current stock price of CHF383.14 is trading 50.3% above its estimated GF Value™ of CHF254.97.
GuruFocus considers Berner Kantonalbank AG to be Significantly Overvalued.
Key valuation signals for LTS:0QM2:
3-Year RORE %: 0.12
GF Value™: CHF254.97 vs. price of CHF383.14 (50.3% above fair value)
Industry Position: 98.8% below the Banks median (#1067 of 1472)
No single metric tells the full story. See the LTS:0QM2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Berner Kantonalbank AG is a Swiss cantonal bank. It is engaged in the business activities in the Canton and the neighboring economic area. It manages the assets, grants loans to private individuals and companies. The bank offers solutions for paying, saving, investing, financing and provisioning. It focuses its activities on two core business areas namely business with private and corporate customers, in particular, SMEs, and asset management. The bank provides consultancies to SMEs and individuals, as an employer, as a training bank, and as a taxpayer.
55GF Score
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