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Bank Handlowy w Warszawie (WAR:BHW) PE Ratio (TTM) : 6.43 (As of Dec. 15, 2024)


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What is Bank Handlowy w Warszawie PE Ratio (TTM)?

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2024-12-15), Bank Handlowy w Warszawie's share price is zł90.70. Bank Handlowy w Warszawie's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was zł14.10. Therefore, Bank Handlowy w Warszawie's PE Ratio (TTM) for today is 6.43.


The historical rank and industry rank for Bank Handlowy w Warszawie's PE Ratio (TTM) or its related term are showing as below:

WAR:BHW' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 4.53   Med: 13.82   Max: 30.66
Current: 6.43


During the past 13 years, the highest PE Ratio (TTM) of Bank Handlowy w Warszawie was 30.66. The lowest was 4.53. And the median was 13.82.


WAR:BHW's PE Ratio (TTM) is ranked better than
77.79% of 1423 companies
in the Banks industry
Industry Median: 10.83 vs WAR:BHW: 6.43

Bank Handlowy w Warszawie's Earnings per Share (Diluted) for the three months ended in Sep. 2024 was zł4.17. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was zł14.10.

As of today (2024-12-15), Bank Handlowy w Warszawie's share price is zł90.70. Bank Handlowy w Warszawie's EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2024 was zł15.35. Therefore, Bank Handlowy w Warszawie's PE Ratio without NRI for today is 5.91.

During the past 13 years, Bank Handlowy w Warszawie's highest PE Ratio without NRI was 30.64. The lowest was 4.52. And the median was 13.80.

Bank Handlowy w Warszawie's EPS without NRI for the three months ended in Sep. 2024 was zł4.17. Its EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2024 was zł15.35.

During the past 12 months, Bank Handlowy w Warszawie's average EPS without NRI Growth Rate was -12.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 82.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 35.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 5.30% per year.

During the past 13 years, Bank Handlowy w Warszawie's highest 3-Year average EPS without NRI Growth Rate was 82.90% per year. The lowest was -17.40% per year. And the median was 1.30% per year.

Bank Handlowy w Warszawie's EPS (Basic) for the three months ended in Sep. 2024 was zł4.17. Its EPS (Basic) for the trailing twelve months (TTM) ended in Sep. 2024 was zł14.10.


Bank Handlowy w Warszawie PE Ratio (TTM) Historical Data

The historical data trend for Bank Handlowy w Warszawie's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank Handlowy w Warszawie PE Ratio (TTM) Chart

Bank Handlowy w Warszawie Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.11 26.63 10.75 6.39 5.87

Bank Handlowy w Warszawie Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.56 5.87 6.74 6.76 6.46

Competitive Comparison of Bank Handlowy w Warszawie's PE Ratio (TTM)

For the Banks - Regional subindustry, Bank Handlowy w Warszawie's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Handlowy w Warszawie's PE Ratio (TTM) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Bank Handlowy w Warszawie's PE Ratio (TTM) falls into.



Bank Handlowy w Warszawie PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Bank Handlowy w Warszawie's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=90.70/14.102
=6.43

Bank Handlowy w Warszawie's Share Price of today is zł90.70.
Bank Handlowy w Warszawie's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was zł14.10.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.


Bank Handlowy w Warszawie  (WAR:BHW) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Bank Handlowy w Warszawie PE Ratio (TTM) Related Terms

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Bank Handlowy w Warszawie Business Description

Traded in Other Exchanges
Address
Senatorska 16 Street, Warsaw, POL, 00-923
Bank Handlowy w Warszawie SA is the parent company of the Bank Handlowy w Warszawie S.A. Group that operates in Poland. The parent company's principal shareholder is the U.S.-based Citibank Overseas Investment Corporation, which owns the vast majority of its outstanding shares. The subsidiary group's operations include traditional retail, commercial, and investment banking, as well as leasing activities. The group's earning assets are mostly split between loans and advances from customers and debt securities available-for-sale. A majority of the bank's loan portfolio consists of loans made to institutional clients. Its loan book is well diversified with notable exposure to the wholesale trade industry and the utility sector.

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