Bank Handlowy w Warszawie (WAR:BHW) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:BHW Bank Handlowy w Warszawie SA WAR:BHW
69 GF Score
Price zł122.00
GF Value zł78.34
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Bank Handlowy w Warszawie Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Bank Handlowy w Warszawie Quality Rank Related Terms

WAR:BHW
69GF Score
Bank Handlowy w Warszawie SA WAR:BHW
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Bank Handlowy w Warszawie (WAR:BHW) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued. The current stock price of zł122.00 is trading 55.7% above its estimated GF Value™ of zł78.34. GuruFocus considers Bank Handlowy w Warszawie to be Significantly Overvalued.

Key valuation signals for WAR:BHW:

  • Quality Rank:
  • GF Value™: zł78.34 vs. price of zł122.00 (55.7% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the WAR:BHW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Handlowy w Warszawie Business Description

Other Exchanges 6HW:Germany
Address Senatorska 16 Street, Warsaw, POL, 00-923
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
69GF Score

Get the complete analysis for WAR:BHW

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł122.00
Price
zł78.34
GF Value