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1st Cap Bancorp (1st Cap Bancorp) Pretax Margin % : 11.62% (As of Dec. 2023)


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What is 1st Cap Bancorp Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. 1st Cap Bancorp's Pre-Tax Income for the three months ended in Dec. 2023 was $0.92 Mil. 1st Cap Bancorp's Revenue for the three months ended in Dec. 2023 was $7.89 Mil. Therefore, 1st Cap Bancorp's pretax margin for the quarter that ended in Dec. 2023 was 11.62%.

The historical rank and industry rank for 1st Cap Bancorp's Pretax Margin % or its related term are showing as below:

FISB' s Pretax Margin % Range Over the Past 10 Years
Min: -56.79   Med: 29.57   Max: 37.33
Current: 14.29


FISB's Pretax Margin % is ranked worse than
84.92% of 1459 companies
in the Banks industry
Industry Median: 32.77 vs FISB: 14.29

1st Cap Bancorp Pretax Margin % Historical Data

The historical data trend for 1st Cap Bancorp's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1st Cap Bancorp Pretax Margin % Chart

1st Cap Bancorp Annual Data
Trend Dec08 Dec09 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.33 24.50 34.63 34.54 14.29

1st Cap Bancorp Quarterly Data
Dec16 Dec17 Dec18 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.99 17.09 9.41 18.62 11.62

Competitive Comparison of 1st Cap Bancorp's Pretax Margin %

For the Banks - Regional subindustry, 1st Cap Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1st Cap Bancorp's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1st Cap Bancorp's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where 1st Cap Bancorp's Pretax Margin % falls into.



1st Cap Bancorp Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

1st Cap Bancorp's Pretax Margin for the fiscal year that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=4.638/32.46
=14.29 %

1st Cap Bancorp's Pretax Margin for the quarter that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=0.917/7.89
=11.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


1st Cap Bancorp  (OTCPK:FISB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


1st Cap Bancorp Pretax Margin % Related Terms

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1st Cap Bancorp (1st Cap Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
150 Main Street, Suite 150, Salinas, CA, USA, 93901
1st Cap Bancorp, formerly 1st Capital Bank operates as a community bank. It provides a wide range of credit products, including loans under various government programs such as those provided through the U.S. small business administration and the U.S. Department of agriculture. In addition, the bank also provides cash management services. The bank serves commercial enterprises, professionals, real estate investors, family business entities, and residents along the Central Coast Region of California.