Banco Pichincha (LIM:BPICHC1) Pretax Margin %: 11.29% (As of Mar. 2026)


What is Banco Pichincha Pretax Margin %?

Banco Pichincha LIM:BPICHC1 Pretax Margin % is 11.29% as of Mar. 2026. The stock has 2 warning signs investors should review.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Banco Pichincha's Pre-Tax Income for the three months ended in Mar. 2026 was S/.17.5 Mil. Banco Pichincha's Revenue for the three months ended in Mar. 2026 was S/.155.3 Mil. Therefore, Banco Pichincha's pretax margin for the quarter that ended in Mar. 2026 was 11.29%.

The historical rank and industry rank for Banco Pichincha's Pretax Margin % or its related term are showing as below:

LIM:BPICHC1' s Pretax Margin % Range Over the Past 10 Years
Min: -17.69   Med: -0.29   Max: 10.72
Current: 7.67

LIM:BPICHC1's Pretax Margin % is not ranked
in the Banks industry.
Industry Median: 34.665 vs LIM:BPICHC1: 7.67

Banco Pichincha  (LIM:BPICHC1) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Banco Pichincha Pretax Margin % Related Terms

Banco Pichincha Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Banco Pichincha's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Pichincha Pretax Margin % Chart

Banco Pichincha Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial -17.69 0.96 -0.29 -10.83 6.64

Banco Pichincha Quarterly Data
Dec20 Dec21 Dec22 Dec23 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.59 4.78 -14.44 6.36 11.29

LIM:BPICHC1 vs LFGP: Pretax Margin % Comparison

For the Banks - Regional subindustry, Banco Pichincha's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Pichincha Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Pichincha's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Banco Pichincha's Pretax Margin % falls into.


Banco Pichincha Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Banco Pichincha's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=49.606/747.012
=6.64 %

Banco Pichincha's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=17.525/155.279
=11.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 11.29% mean?
Banco Pichincha (LIM:BPICHC1) has a Pretax Margin % of 11.29% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Pichincha and its competitors.
Is Banco Pichincha's Pretax Margin % too high?
Banco Pichincha's current Pretax Margin % is 11.29%. The Banks industry median Pretax Margin % is 34.67. Banco Pichincha's value of 11.29% is 67.4% below this industry median.
How does Banco Pichincha's Pretax Margin % compare to LFGP?
Banco Pichincha's Pretax Margin % of 11.29% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.67. Banco Pichincha's value of 11.29% is 67.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Pichincha's current Pretax Margin % of 11.29% is 67.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Pichincha and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Pichincha's current Pretax Margin % is 11.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha stock overvalued right now?
Banco Pichincha (LIM:BPICHC1) has a current Pretax Margin % of 11.29%. The current Pretax Margin % is 11.29% and 67.4% below the Banks industry median of 34.67. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco Pichincha (LIM:BPICHC1), the current Pretax Margin % is 11.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Pichincha Business Description

Address Av. Ricardo Palma No. 278, Miraflores, Lima, PER
Banco Pichincha provides banking services. Its products and services include savings and deposits, credit and debit cards, consumer and commercial loans, mortgages, cash management, and insurance-related services among others.