Credit Agricole du Morbihan (LTS:0AHX) Pretax Margin %: 25.32% (As of Dec. 2025) — 26% Below Median


LTS:0AHX Credit Agricole du Morbihan LTS:0AHX
44 GF Score
Price €123.00
GF Value €72.55
! 2 Warning Signs
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What is Credit Agricole du Morbihan Pretax Margin %?

Credit Agricole du Morbihan LTS:0AHX 44 Pretax Margin % is 25.32% as of Dec. 2025, which is 26% below its 10-year median of 34.04. GuruFocus rates LTS:0AHX with a GF Score™ of 44/100 and a GF Value™ of €72.55. The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Credit Agricole du Morbihan ranks worse than 53.4% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Credit Agricole du Morbihan's Pre-Tax Income for the six months ended in Dec. 2025 was €26.1 Mil. Credit Agricole du Morbihan's Revenue for the six months ended in Dec. 2025 was €103.0 Mil. Therefore, Credit Agricole du Morbihan's pretax margin for the quarter that ended in Dec. 2025 was 25.32%.

The historical rank and industry rank for Credit Agricole du Morbihan's Pretax Margin % or its related term are showing as below:

LTS:0AHX' s Pretax Margin % Range Over the Past 10 Years
Min: 27.6   Med: 34.04   Max: 40.73
Current: 33.58


LTS:0AHX's Pretax Margin % is ranked worse than
53.4% of 1528 companies
in the Banks industry
Industry Median: 34.665 vs LTS:0AHX: 33.58

Credit Agricole du Morbihan  (LTS:0AHX) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Credit Agricole du Morbihan Pretax Margin % Related Terms


Credit Agricole du Morbihan Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Credit Agricole du Morbihan's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole du Morbihan Pretax Margin % Chart

Credit Agricole du Morbihan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.73 39.56 27.60 33.38 33.58

Credit Agricole du Morbihan Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.67 42.21 22.13 40.07 25.32

Credit Agricole du Morbihan Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole du Morbihan's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole du Morbihan Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole du Morbihan's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Credit Agricole du Morbihan's Pretax Margin % falls into.


LTS:0AHX
44GF Score
Credit Agricole du Morbihan LTS:0AHX
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole du Morbihan Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Credit Agricole du Morbihan's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=78.703/234.357
=33.58 %

Credit Agricole du Morbihan's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=26.08/103.019
=25.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 25.32% mean?
Credit Agricole du Morbihan (LTS:0AHX) has a Pretax Margin % of 25.32% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Credit Agricole du Morbihan and its competitors. This is 26% below median its historical median of 34.04. Over the past decade, Credit Agricole du Morbihan's Pretax Margin % has ranged from 27.60 to 40.73. According to the industry distribution chart, Credit Agricole du Morbihan ranks #816 out of 1528 companies in the Banks industry, placing it in the top 53.4%.
Is Credit Agricole du Morbihan's Pretax Margin % too high?
Credit Agricole du Morbihan's current Pretax Margin % of 25.32% is 26% below median its 10-year median of 34.04. Over the past 10 years, this metric has ranged from a low of 27.60 to a high of 40.73. The Banks industry median Pretax Margin % is 34.67. Credit Agricole du Morbihan's value of 25.32% is 27% below this industry median. Based on the distribution chart, Credit Agricole du Morbihan ranks #816 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Credit Agricole du Morbihan has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole du Morbihan's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole du Morbihan ranks #816 out of 1528 companies for Pretax Margin %. This places Credit Agricole du Morbihan in the lower half of its industry. The industry median Pretax Margin % is 34.67. Credit Agricole du Morbihan's value of 25.32% is 27% below this benchmark. Historically, Credit Agricole du Morbihan's own Pretax Margin % has ranged from 27.60 to 40.73 over the past decade. While the company's 10-year median is 34.04 vs. the industry median of 34.67, Credit Agricole du Morbihan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole du Morbihan's current Pretax Margin % of 25.32% is 27% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Credit Agricole du Morbihan and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole du Morbihan's current Pretax Margin % is 25.32%, which is 26% below median its own 10-year median of 34.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole du Morbihan stock overvalued right now?
Credit Agricole du Morbihan (LTS:0AHX) has a current Pretax Margin % of 25.32%. The stock's GF Value™ is €72.55, compared to a current price of €123.00 — trading 69.5% above its estimated fair value. The current Pretax Margin % is 25.32%, which is 26% below median its 10-year median of 34.04 and 27% below the Banks industry median of 34.67. Credit Agricole du Morbihan's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Credit Agricole du Morbihan (LTS:0AHX), the current Pretax Margin % is 25.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole du Morbihan (LTS:0AHX) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole du Morbihan stock appears to be overvalued. The current stock price of €123.00 is trading 69.5% above its estimated GF Value™ of €72.55.

Key valuation signals for LTS:0AHX:

  • Pretax Margin %: 25.32% (26% below median its 10-year median of 34.04)
  • GF Value™: €72.55 vs. price of €123.00 (69.5% above fair value)
  • GF Score™: 44/100 with 2 warning signs
  • Industry Position: 27% below the Banks median (#816 of 1528)

No single metric tells the full story. See the LTS:0AHX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole du Morbihan Business Description

Other Exchanges CMO:France
Address Avenue de Keranguen, Vannes, FRA, 56000
Credit Agricole du Morbihan is a France-based company engaged in providing financial and insurance products and services to such customers as individuals, farmers, professionals, businesses and local communities.
44GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€123.00
Price
€72.55
GF Value