Credit Agricole du Morbihan (LTS:0AHX) 5-Year RORE % : 0.00% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0AHX Credit Agricole du Morbihan LTS:0AHX
48 GF Score
Price €113.00
GF Value €69.68
! 1 Warning Sign
View Full Analysis

What is Credit Agricole du Morbihan 5-Year RORE %?

Credit Agricole du Morbihan LTS:0AHX 48 5-Year RORE % is 0.00 as of Dec. 2025. GuruFocus rates LTS:0AHX with a GF Score™ of 48/100 and a GF Value™ of €69.68. The stock has 1 warning sign investors should review. Among 1,406 Banks companies, Credit Agricole du Morbihan ranks worse than 71123.68% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Credit Agricole du Morbihan's 5-Year RORE % for the quarter that ended in Dec. 2025 was 0.00%.

The industry rank for Credit Agricole du Morbihan's 5-Year RORE % or its related term are showing as below:

LTS:0AHX's 5-Year RORE % is not ranked *
in the Banks industry.
Industry Median: 9.93
* Ranked among companies with meaningful 5-Year RORE % only.

Credit Agricole du Morbihan  (LTS:0AHX) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Credit Agricole du Morbihan 5-Year RORE % Related Terms


Credit Agricole du Morbihan 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Credit Agricole du Morbihan's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole du Morbihan 5-Year RORE % Chart

Credit Agricole du Morbihan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 5.90 -3.42 7.26 0.00

Credit Agricole du Morbihan Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.42 4.00 7.26 0.00 0.00

Credit Agricole du Morbihan 5-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole du Morbihan's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole du Morbihan 5-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole du Morbihan's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Credit Agricole du Morbihan's 5-Year RORE % falls into.


LTS:0AHX
48GF Score
Credit Agricole du Morbihan LTS:0AHX
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole du Morbihan 5-Year RORE % Calculation

Credit Agricole du Morbihan's 5-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( - )/( 57.167-11.58 )
=/45.587
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 0.00 mean?
Credit Agricole du Morbihan (LTS:0AHX) has a 5-Year RORE % of 0.00 as of Dec. 2025. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Credit Agricole du Morbihan and its competitors. According to the industry distribution chart, Credit Agricole du Morbihan ranks #999999 out of 1406 companies in the Banks industry.
Is Credit Agricole du Morbihan's 5-Year RORE % too high?
Credit Agricole du Morbihan's current 5-Year RORE % is 0.00. Based on the distribution chart, Credit Agricole du Morbihan ranks #999999 out of 1406 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Agricole du Morbihan has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole du Morbihan's 5-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole du Morbihan ranks #999999 out of 1406 companies for 5-Year RORE %. This places Credit Agricole du Morbihan in the lower half of its industry. The industry median 5-Year RORE % is 9.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 9.93, based on 1,406 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Credit Agricole du Morbihan and its competitors. For the Banks industry, the median 5-Year RORE % is 9.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole du Morbihan's current 5-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole du Morbihan stock overvalued right now?
Credit Agricole du Morbihan (LTS:0AHX) has a current 5-Year RORE % of 0.00. The stock's GF Value™ is €69.68, compared to a current price of €113.00 — trading 62.2% above its estimated fair value. The current 5-Year RORE % is 0.00. Credit Agricole du Morbihan's overall GF Score™ is 48/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Credit Agricole du Morbihan (LTS:0AHX), the current 5-Year RORE % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole du Morbihan (LTS:0AHX) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole du Morbihan stock appears to be overvalued. The current stock price of €113.00 is trading 62.2% above its estimated GF Value™ of €69.68.

Key valuation signals for LTS:0AHX:

  • 5-Year RORE %: 0.00
  • GF Value™: €69.68 vs. price of €113.00 (62.2% above fair value)
  • GF Score™: 48/100 with 1 warning sign

No single metric tells the full story. See the LTS:0AHX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole du Morbihan Business Description

Other Exchanges CMO:France
Address Avenue de Keranguen, Vannes, FRA, 56000
Credit Agricole du Morbihan is a France-based company engaged in providing financial and insurance products and services to such customers as individuals, farmers, professionals, businesses and local communities.
48GF Score

Get the complete analysis for LTS:0AHX

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€113.00
Price
€69.68
GF Value