Nordea Bank Polska (LTS:0LRW) Pretax Margin %: 37.33% (As of Sep. 2014) — 39% Above Median


What is Nordea Bank Polska Pretax Margin %?

Nordea Bank Polska LTS:0LRW Pretax Margin % is 37.33% as of Sep. 2014, which is 39% above its 10-year median of 26.82. The stock has 7 warning signs investors should review.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Nordea Bank Polska's Pre-Tax Income for the three months ended in Sep. 2014 was £14.41 Mil. Nordea Bank Polska's Revenue for the three months ended in Sep. 2014 was £38.59 Mil. Therefore, Nordea Bank Polska's pretax margin for the quarter that ended in Sep. 2014 was 37.33%.

The historical rank and industry rank for Nordea Bank Polska's Pretax Margin % or its related term are showing as below:

LTS:0LRW' s Pretax Margin % Range Over the Past 10 Years
Min: -3.4   Med: 26.82   Max: 52.93
Current: 23.46


LTS:0LRW's Pretax Margin % is not ranked
in the Banks industry.
Industry Median: 34.715 vs LTS:0LRW: 23.46

Nordea Bank Polska  (LTS:0LRW) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Nordea Bank Polska Pretax Margin % Related Terms


Nordea Bank Polska Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Nordea Bank Polska's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nordea Bank Polska Pretax Margin % Chart

Nordea Bank Polska Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.52 41.45 38.81 30.53 15.32

Nordea Bank Polska Quarterly Data
Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.30 19.18 2.60 29.34 37.33

LTS:0LRW vs BMTC, CTBI, FBAK: Pretax Margin % Comparison

For the Banks - Regional subindustry, Nordea Bank Polska's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nordea Bank Polska Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nordea Bank Polska's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Nordea Bank Polska's Pretax Margin % falls into.



Nordea Bank Polska Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Nordea Bank Polska's Pretax Margin for the fiscal year that ended in Dec. 2013 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2013 )/Revenue (A: Dec. 2013 )
=19.511/127.335
=15.32 %

Nordea Bank Polska's Pretax Margin for the quarter that ended in Sep. 2014 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2014 )/Revenue (Q: Sep. 2014 )
=14.405/38.592
=37.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 37.33% mean?
Nordea Bank Polska (LTS:0LRW) has a Pretax Margin % of 37.33% as of Sep. 2014. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nordea Bank Polska and its competitors. This is 39% above median its historical median of 26.82.
Is Nordea Bank Polska's Pretax Margin % too high?
Nordea Bank Polska's current Pretax Margin % of 37.33% is 39% above median its 10-year median of 26.82. The Banks industry median Pretax Margin % is 34.72. Nordea Bank Polska's value of 37.33% is 7.5% above this industry median.
How does Nordea Bank Polska's Pretax Margin % compare to BMTC and CTBI?
Nordea Bank Polska's Pretax Margin % of 37.33% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.72. Nordea Bank Polska's value of 37.33% is 7.5% above this benchmark. While the company's 10-year median is 26.82 vs. the industry median of 34.72, Nordea Bank Polska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nordea Bank Polska's current Pretax Margin % of 37.33% is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nordea Bank Polska and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nordea Bank Polska's current Pretax Margin % is 37.33%, which is 39% above median its own 10-year median of 26.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nordea Bank Polska stock overvalued right now?
Nordea Bank Polska (LTS:0LRW) has a current Pretax Margin % of 37.33%. The current Pretax Margin % is 37.33%, which is 39% above median its 10-year median of 26.82 and 7.5% above the Banks industry median of 34.72. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Nordea Bank Polska (LTS:0LRW), the current Pretax Margin % is 37.33% as of Sep. 2014. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nordea Bank Polska Business Description

Nordea Bank Polska S.A. is engaged in banking and financial services via Internet, telephone, SMS, and the branch network. Its services include Nordea account, the account eFirma and eFirma and low-interest loans and deposits.