The historical rank and industry rank for Nordea Bank Polska's ROE % or its related term are showing as below:
LTS:0LRW'
s ROE % Range Over the Past 10 Years
Min: 1.15 Med: 9.42 Max: 16.97
Current: 4.73
During the past 11 years, Nordea Bank Polska's highest ROE % was 16.97%. The lowest was 1.15%. And the median was 9.42%.
LTS:0LRW's ROE % is not ranked
in the Banks industry.
Industry Median: 10.22
vs LTS:0LRW: 4.73
Nordea Bank Polska (LTS:0LRW) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Sep. 2014) net income data. The Revenue data used here is four times the quarterly (Sep. 2014) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Nordea Bank Polska ROE % Related Terms
Nordea Bank Polska ROE % Historical Data
* Premium members only.
The historical data trend for Nordea Bank Polska's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nordea Bank Polska's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nordea Bank Polska ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Nordea Bank Polska's ROE % distribution charts can be found below:
* The bar in red indicates where Nordea Bank Polska's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Sep. 2014) net income data.
ROE % is displayed in the 30-year financial page.
Nordea Bank Polska (LTS:0LRW) has a ROE % of 8.20% as of Sep. 2014. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Nordea Bank Polska and its competitors. This is 13% below median its historical median of 9.42. Over the past decade, Nordea Bank Polska's ROE % has ranged from 1.15 to 16.97.
Is Nordea Bank Polska's ROE % too high?
Nordea Bank Polska's current ROE % of 8.20% is 13% below median its 10-year median of 9.42. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 16.97. The Banks industry median ROE % is 10.22. Nordea Bank Polska's value of 8.20% is 19.8% below this industry median.
How does Nordea Bank Polska's ROE % compare to BMTC and CTBI?
Nordea Bank Polska's ROE % of 8.20% can be compared against companies in the Banks industry. The industry median ROE % is 10.22. Nordea Bank Polska's value of 8.20% is 19.8% below this benchmark. Historically, Nordea Bank Polska's own ROE % has ranged from 1.15 to 16.97 over the past decade. While the company's 10-year median is 9.42 vs. the industry median of 10.22, Nordea Bank Polska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nordea Bank Polska's current ROE % of 8.20% is 19.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Nordea Bank Polska and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nordea Bank Polska's current ROE % is 8.20%, which is 13% below median its own 10-year median of 9.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nordea Bank Polska stock overvalued right now?
Nordea Bank Polska (LTS:0LRW) has a current ROE % of 8.20%. The current ROE % is 8.20%, which is 13% below median its 10-year median of 9.42 and 19.8% below the Banks industry median of 10.22. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Nordea Bank Polska (LTS:0LRW), the current ROE % is 8.20% as of Sep. 2014. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Nordea Bank Polska S.A. is engaged in banking and financial services via Internet, telephone, SMS, and the branch network. Its services include Nordea account, the account eFirma and eFirma and low-interest loans and deposits.
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