Banif – Banco Internacional do Funchal (LTS:0QBY) Pretax Margin %: -21.73% (As of Sep. 2015)


What is Banif – Banco Internacional do Funchal Pretax Margin %?

Banif – Banco Internacional do Funchal LTS:0QBY Pretax Margin % is -21.73% as of Sep. 2015. The stock has 5 warning signs investors should review.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Banif – Banco Internacional do Funchal's Pre-Tax Income for the three months ended in Sep. 2015 was €-9.80 Mil. Banif – Banco Internacional do Funchal's Revenue for the three months ended in Sep. 2015 was €45.10 Mil. Therefore, Banif – Banco Internacional do Funchal's pretax margin for the quarter that ended in Sep. 2015 was -21.73%.

The historical rank and industry rank for Banif – Banco Internacional do Funchal's Pretax Margin % or its related term are showing as below:

LTS:0QBY' s Pretax Margin % Range Over the Past 10 Years
Min: -798.17   Med: 4.15   Max: 464.36
Current: -429.92

LTS:0QBY's Pretax Margin % is not ranked
in the Banks industry.
Industry Median: 34.715 vs LTS:0QBY: -429.92

Banif – Banco Internacional do Funchal  (LTS:0QBY) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Banif – Banco Internacional do Funchal Pretax Margin % Related Terms

Banif – Banco Internacional do Funchal Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Banif – Banco Internacional do Funchal's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banif – Banco Internacional do Funchal Pretax Margin % Chart

Banif – Banco Internacional do Funchal Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
Pretax Margin %
Get a 7-Day Free Trial -2.60 -83.61 316.38 280.45 -798.17

Banif – Banco Internacional do Funchal Quarterly Data
Dec08 Dec09 Dec10 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -156.36 324.49 27.84 -286.92 -21.73

Banif – Banco Internacional do Funchal Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Banif – Banco Internacional do Funchal's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banif – Banco Internacional do Funchal Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banif – Banco Internacional do Funchal's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Banif – Banco Internacional do Funchal's Pretax Margin % falls into.


Banif – Banco Internacional do Funchal Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Banif – Banco Internacional do Funchal's Pretax Margin for the fiscal year that ended in Dec. 2014 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2014 )/Revenue (A: Dec. 2014 )
=-288.547/36.151
=-798.17 %

Banif – Banco Internacional do Funchal's Pretax Margin for the quarter that ended in Sep. 2015 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2015 )/Revenue (Q: Sep. 2015 )
=-9.8/45.1
=-21.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of -21.73% mean?
Banif – Banco Internacional do Funchal (LTS:0QBY) has a Pretax Margin % of -21.73% as of Sep. 2015. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banif – Banco Internacional do Funchal and its competitors.
Is Banif – Banco Internacional do Funchal's Pretax Margin % too high?
Banif – Banco Internacional do Funchal's current Pretax Margin % is -21.73%.
How does Banif – Banco Internacional do Funchal's Pretax Margin % compare to competitors?
Banif – Banco Internacional do Funchal's Pretax Margin % of -21.73% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banif – Banco Internacional do Funchal and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banif – Banco Internacional do Funchal's current Pretax Margin % is -21.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banif – Banco Internacional do Funchal stock overvalued right now?
Banif – Banco Internacional do Funchal (LTS:0QBY) has a current Pretax Margin % of -21.73%. The current Pretax Margin % is -21.73%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banif – Banco Internacional do Funchal (LTS:0QBY), the current Pretax Margin % is -21.73% as of Sep. 2015. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banif – Banco Internacional do Funchal Business Description

Banif - Banco Internacional do Funchal provides banking products and services to companies, institutional clients, and private customers, as well as to personal customers, small businesses, and independent professionals.