Banif – Banco Internacional do Funchal (LTS:0QBY) 3-Year RORE % : 0.00% (As of Sep. 2015)

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What is Banif – Banco Internacional do Funchal 3-Year RORE %?

Banif – Banco Internacional do Funchal LTS:0QBY 3-Year RORE % is 0.00 as of Sep. 2015. The stock has 5 warning signs investors should review.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Banif – Banco Internacional do Funchal's 3-Year RORE % for the quarter that ended in Sep. 2015 was 0.00%.

The industry rank for Banif – Banco Internacional do Funchal's 3-Year RORE % or its related term are showing as below:

LTS:0QBY's 3-Year RORE % is not ranked *
in the Banks industry.
Industry Median: 9.905
* Ranked among companies with meaningful 3-Year RORE % only.

Banif – Banco Internacional do Funchal  (LTS:0QBY) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Banif – Banco Internacional do Funchal 3-Year RORE % Related Terms


Banif – Banco Internacional do Funchal 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Banif – Banco Internacional do Funchal's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banif – Banco Internacional do Funchal 3-Year RORE % Chart

Banif – Banco Internacional do Funchal Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
3-Year RORE %
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Banif – Banco Internacional do Funchal Quarterly Data
Dec08 Dec09 Dec10 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Banif – Banco Internacional do Funchal 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Banif – Banco Internacional do Funchal's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banif – Banco Internacional do Funchal 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Banif – Banco Internacional do Funchal's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Banif – Banco Internacional do Funchal's 3-Year RORE % falls into.



Banif – Banco Internacional do Funchal 3-Year RORE % Calculation

Banif – Banco Internacional do Funchal's 3-Year RORE % for the quarter that ended in Sep. 2015 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -0.001-1.165 )/( 1.584-0 )
=-1.166/1.584
=-73.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Sep. 2015 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 0.00 mean?
Banif – Banco Internacional do Funchal (LTS:0QBY) has a 3-Year RORE % of 0.00 as of Sep. 2015. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banif – Banco Internacional do Funchal and its competitors.
Is Banif – Banco Internacional do Funchal's 3-Year RORE % too high?
Banif – Banco Internacional do Funchal's current 3-Year RORE % is 0.00.
How does Banif – Banco Internacional do Funchal's 3-Year RORE % compare to competitors?
Banif – Banco Internacional do Funchal's 3-Year RORE % of 0.00 can be compared against companies in the Banks industry. The industry median 3-Year RORE % is 9.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.91, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banif – Banco Internacional do Funchal and its competitors. For the Banks industry, the median 3-Year RORE % is 9.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banif – Banco Internacional do Funchal's current 3-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banif – Banco Internacional do Funchal stock overvalued right now?
Banif – Banco Internacional do Funchal (LTS:0QBY) has a current 3-Year RORE % of 0.00. The current 3-Year RORE % is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Banif – Banco Internacional do Funchal (LTS:0QBY), the current 3-Year RORE % is 0.00 as of Sep. 2015. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banif – Banco Internacional do Funchal Business Description

Banif - Banco Internacional do Funchal provides banking products and services to companies, institutional clients, and private customers, as well as to personal customers, small businesses, and independent professionals.