Humana ABLTS:0RF7 +2.13%67 Pretax Margin % is 2.02% as of Mar. 2026, which is 42% below its 10-year median of 3.46. GuruFocus rates LTS:0RF7 with a GF Score™ of 67/100 and a GF Value™ of kr36.23 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 665 Healthcare Providers & Services companies, Humana AB ranks worse than 54.59% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Humana AB's Pre-Tax Income for the
three
months ended in Mar. 2026 was kr50 Mil. Humana AB's Revenue for the
three
months ended in Mar. 2026 was kr2,479 Mil. Therefore, Humana AB's pretax margin for the quarter that ended in Mar. 2026 was 2.02%.
The historical rank and industry rank for Humana AB's Pretax Margin % or its related term are showing as below:
LTS:0RF7'
s Pretax Margin % Range Over the Past 10 Years
Min: 1.89 Med: 3.46 Max: 4.72
Current: 2.57
LTS:0RF7's Pretax Margin % is ranked worse than 54.59% of 665
companies
in the Healthcare Providers & Services industry
Industry Median: 4
vs LTS:0RF7: 2.57
Humana AB (LTS:0RF7) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Humana AB Pretax Margin % Related Terms
Humana AB Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Humana AB's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0RF7 vs HCA, THC, DVA: Pretax Margin % Comparison
For the Medical Care Facilities subindustry, Humana AB's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Humana AB Pretax Margin % vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Humana AB's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Humana AB's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Humana AB (LTS:0RF7) has a Pretax Margin % of 2.02% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Humana AB and its competitors. This is 42% below median its historical median of 3.46. Over the past decade, Humana AB's Pretax Margin % has ranged from 1.89 to 4.72. According to the industry distribution chart, Humana AB ranks #363 out of 665 companies in the Healthcare Providers & Services industry, placing it in the top 54.6%.
Is Humana AB's Pretax Margin % too high?
Humana AB's current Pretax Margin % of 2.02% is 42% below median its 10-year median of 3.46. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 4.72. The Healthcare Providers & Services industry median Pretax Margin % is 4.00. Humana AB's value of 2.02% is 49.5% below this industry median. Based on the distribution chart, Humana AB ranks #363 out of 665 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Humana AB has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Humana AB's Pretax Margin % compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Humana AB ranks #363 out of 665 companies for Pretax Margin %. This places Humana AB in the lower half of its industry. The industry median Pretax Margin % is 4.00. Humana AB's value of 2.02% is 49.5% below this benchmark. Historically, Humana AB's own Pretax Margin % has ranged from 1.89 to 4.72 over the past decade. While the company's 10-year median is 3.46 vs. the industry median of 4.00, Humana AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Healthcare Providers & Services company?
The median Pretax Margin % among Healthcare Providers & Services companies is 4.00, based on 665 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Humana AB's current Pretax Margin % of 2.02% is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Humana AB and its competitors. For the Healthcare Providers & Services industry, the median Pretax Margin % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Humana AB's current Pretax Margin % is 2.02%, which is 42% below median its own 10-year median of 3.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humana AB stock overvalued right now?
Based on GuruFocus' analysis, Humana AB (LTS:0RF7) is currently considered Significantly Overvalued. The stock's GF Value™ is kr36.23, compared to a current price of kr49.15 — trading 35.7% above its estimated fair value. The current Pretax Margin % is 2.02%, which is 42% below median its 10-year median of 3.46 and 49.5% below the Healthcare Providers & Services industry median of 4.00. Humana AB's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Humana AB (LTS:0RF7), the current Pretax Margin % is 2.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Humana AB (LTS:0RF7) Overvalued in 2026?
Based on GuruFocus' analysis, Humana AB stock appears to be overvalued.
The current stock price of kr49.15 is trading 35.7% above its estimated GF Value™ of kr36.23.
GuruFocus considers Humana AB to be Significantly Overvalued.
Key valuation signals for LTS:0RF7:
Pretax Margin %: 2.02% (42% below median its 10-year median of 3.46)
GF Value™: kr36.23 vs. price of kr49.15 (35.7% above fair value)
Industry Position: 49.5% below the Healthcare Providers & Services median (#363 of 665)
No single metric tells the full story. See the LTS:0RF7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Humana AB is a provider of private care services in the Nordic region. The company offers services including individual and family care, personal assistance, elderly care and housing with special services. Geographically, the company operates in Sweden, Norway, Finland, Denmark, and others. It derives maximum revenue from Sweden.
67GF Score
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