Piraeus BankPRBKY -3.11%31 Pretax Margin % is 56.60% as of Mar. 2026, which is 345% above its 10-year median of 12.72. GuruFocus rates PRBKY with a GF Score™ of 31/100 and a GF Value™ of $4.49 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,526 Banks companies, Piraeus Bank ranks better than 88.47% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Piraeus Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was $431 Mil. Piraeus Bank's Revenue for the
three
months ended in Mar. 2026 was $762 Mil. Therefore, Piraeus Bank's pretax margin for the quarter that ended in Mar. 2026 was 56.60%.
The historical rank and industry rank for Piraeus Bank's Pretax Margin % or its related term are showing as below:
PRBKY'
s Pretax Margin % Range Over the Past 10 Years
Min: -116.49 Med: 12.72 Max: 55.7
Current: 55.7
PRBKY's Pretax Margin % is ranked better than 88.47% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs PRBKY: 55.70
Piraeus Bank (OTCPK:PRBKY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Piraeus Bank Pretax Margin % Related Terms
Piraeus Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Piraeus Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Piraeus Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Piraeus Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Piraeus Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Piraeus Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Piraeus Bank (PRBKY) has a Pretax Margin % of 56.60% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Piraeus Bank and its competitors. This is 345% above median its historical median of 12.72. According to the industry distribution chart, Piraeus Bank ranks #176 out of 1526 companies in the Banks industry, placing it in the top 11.5%.
Is Piraeus Bank's Pretax Margin % too high?
Piraeus Bank's current Pretax Margin % of 56.60% is 345% above median its 10-year median of 12.72. The Banks industry median Pretax Margin % is 34.89. Piraeus Bank's value of 56.60% is 62.2% above this industry median. Based on the distribution chart, Piraeus Bank ranks #176 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Piraeus Bank has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Piraeus Bank's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Piraeus Bank ranks #176 out of 1526 companies for Pretax Margin %. This places Piraeus Bank in the top 12% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.89. Piraeus Bank's value of 56.60% is 62.2% above this benchmark. While the company's 10-year median is 12.72 vs. the industry median of 34.89, Piraeus Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piraeus Bank's current Pretax Margin % of 56.60% is 62.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Piraeus Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piraeus Bank's current Pretax Margin % is 56.60%, which is 345% above median its own 10-year median of 12.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piraeus Bank stock overvalued right now?
Based on GuruFocus' analysis, Piraeus Bank (PRBKY) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.49, compared to a current price of $10.90 — trading 142.8% above its estimated fair value. The current Pretax Margin % is 56.60%, which is 345% above median its 10-year median of 12.72 and 62.2% above the Banks industry median of 34.89. Piraeus Bank's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Piraeus Bank (PRBKY), the current Pretax Margin % is 56.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Piraeus Bank (PRBKY) Overvalued in 2026?
Based on GuruFocus' analysis, Piraeus Bank stock appears to be overvalued.
The current stock price of $10.90 is trading 142.8% above its estimated GF Value™ of $4.49.
GuruFocus considers Piraeus Bank to be Significantly Overvalued.
Key valuation signals for PRBKY:
Pretax Margin %: 56.60% (345% above median its 10-year median of 12.72)
GF Value™: $4.49 vs. price of $10.90 (142.8% above fair value)
Industry Position: 62.2% above the Banks median (#176 of 1526)
No single metric tells the full story. See the PRBKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Piraeus Bank SA operates as a universal bank in Greece, offering a range of financial services across retail, corporate, and investment banking. The activities of the Group are organized into the following business segments: Retail Banking, Corporate Banking, Non-Performing Exposures (NPE) Management, Piraeus Financial Market (PFM), Insurance and others including Asset management. It provides deposits, loans, credit/debit cards, mortgages, investments, and insurance products.
31GF Score
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