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Ceejay FinanceBOM:530789 81 PS Ratio is 2.13 as of Sep. 08, 2026, which is 8% below its 10-year median of 2.31. GuruFocus rates BOM:530789 with a GF Score™ of 81/100 and a GF Value™ of ₹205.94 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 520 Credit Services companies, Ceejay Finance ranks better than 61.73% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Ceejay Finance's share price is ₹162.15.
Ceejay Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹76.09. Hence, Ceejay Finance's PS Ratio for today is 2.13.
Good Sign:
Ceejay Finance Ltd stock PS Ratio (=2.1) is close to 3-year low of 1.98.
The historical rank and industry rank for Ceejay Finance's PS Ratio or its related term are showing as below:
BOM:530789'
s PS Ratio Range Over the Past 10 Years
Min: 0.98 Med: 2.31 Max: 4.63
Current: 2.13
During the past 13 years, Ceejay Finance's highest PS Ratio was 4.63. The lowest was 0.98. And the median was 2.31.
BOM:530789's PS Ratio is ranked better than 61.73% of 520
companies
in the Credit Services industry
Industry Median: 2.88
vs BOM:530789: 2.13
Ceejay Finance Ltd revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Ceejay Finance was -3.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 10.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 11.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 7.20% per year.
During the past 13 years, Ceejay Finance's highest 3-Year average Revenue per Share Growth Rate was 18.10% per year. The lowest was -0.80% per year. And the median was 7.65% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Ceejay Finance PS Ratio Related Terms
Ceejay Finance PS Ratio Historical Data
* Premium members only.
The historical data trend for Ceejay Finance's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ceejay Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ceejay Finance PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ceejay Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where Ceejay Finance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Ceejay Finance's Share Price of today is ₹162.15. Ceejay Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹76.09.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Ceejay Finance (BOM:530789) has a PS Ratio of 2.13 as of Sep. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ceejay Finance and its competitors. This is near median its historical median of 2.31. Over the past decade, Ceejay Finance's PS Ratio has ranged from 0.98 to 4.63. According to the industry distribution chart, Ceejay Finance ranks #199 out of 520 companies in the Credit Services industry, placing it in the top 38.3%.
Is Ceejay Finance's PS Ratio too high?
Ceejay Finance's current PS Ratio of 2.13 is near median its 10-year median of 2.31. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 4.63. The Credit Services industry median PS Ratio is 2.88. Ceejay Finance's value of 2.13 is 26% below this industry median. Based on the distribution chart, Ceejay Finance ranks #199 out of 520 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ceejay Finance has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ceejay Finance's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Ceejay Finance ranks #199 out of 520 companies for PS Ratio. This puts Ceejay Finance in the upper half of its industry. The industry median PS Ratio is 2.88. Ceejay Finance's value of 2.13 is 26% below this benchmark. Historically, Ceejay Finance's own PS Ratio has ranged from 0.98 to 4.63 over the past decade. While the company's 10-year median is 2.31 vs. the industry median of 2.88, Ceejay Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.88, based on 520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ceejay Finance's current PS Ratio of 2.13 is 26% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ceejay Finance and its competitors. For the Credit Services industry, the median PS Ratio is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ceejay Finance's current PS Ratio is 2.13, which is near median its own 10-year median of 2.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ceejay Finance stock overvalued right now?
Based on GuruFocus' analysis, Ceejay Finance (BOM:530789) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹205.94, compared to a current price of ₹162.15 — trading 21.3% below its estimated fair value. The current PS Ratio is 2.13, which is near median its 10-year median of 2.31 and 26% below the Credit Services industry median of 2.88. Ceejay Finance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Ceejay Finance (BOM:530789), the current PS Ratio is 2.13 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ceejay Finance (BOM:530789) Overvalued in 2026?
Based on GuruFocus' analysis, Ceejay Finance stock appears to be undervalued.
The current stock price of ₹162.15 is trading 21.3% below its estimated GF Value™ of ₹205.94.
GuruFocus considers Ceejay Finance to be Modestly Undervalued.
Key valuation signals for BOM:530789:
PS Ratio: 2.13 (near median its 10-year median of 2.31)
GF Value™: ₹205.94 vs. price of ₹162.15 (21.3% below fair value)
Industry Position: 26% below the Credit Services median (#199 of 520)
No single metric tells the full story. See the BOM:530789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ceejay Finance Ltd is a Non- Banking Financial Company operating in India. The company provides customized and flexible loans for new and used two-wheeler vehicles and four-wheeler loans to individuals and small businesses. It also offers Commercial loans, Personal loans, Loans against property, Microfinance loans, SME business loans, and Insurance services. The company's share of revenue comes from the interest amount generated on two-wheeler financing in rural areas. It is engaged in one business segment which is Finance service.
81GF Score
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