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Mudra Financial ServicesBOM:539819 66 PS Ratio is 2.55 as of Aug. 22, 2026, which is 11% above its 10-year median of 2.29. GuruFocus rates BOM:539819 with a GF Score™ of 66/100 and a GF Value™ of ₹4.27 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 525 Credit Services companies, Mudra Financial Services ranks better than 54.67% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Mudra Financial Services's share price is ₹4.73.
Mudra Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1.85. Hence, Mudra Financial Services's PS Ratio for today is 2.55.
Warning Sign:
Mudra Financial Services Ltd stock PS Ratio (=2.76) is close to 10-year high of 2.76.
The historical rank and industry rank for Mudra Financial Services's PS Ratio or its related term are showing as below:
BOM:539819'
s PS Ratio Range Over the Past 10 Years
Min: 1.25 Med: 2.29 Max: 2.7
Current: 2.55
During the past 13 years, Mudra Financial Services's highest PS Ratio was 2.70. The lowest was 1.25. And the median was 2.29.
BOM:539819's PS Ratio is ranked better than 54.67% of 525
companies
in the Credit Services industry
Industry Median: 2.95
vs BOM:539819: 2.55
Mudra Financial Services Ltd revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Mudra Financial Services was 8.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 2.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -2.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.40% per year.
During the past 13 years, Mudra Financial Services's highest 3-Year average Revenue per Share Growth Rate was 100.00% per year. The lowest was -66.50% per year. And the median was 2.60% per year.
Mudra Financial Services (BOM:539819) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mudra Financial Services's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mudra Financial Services PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mudra Financial Services's PS Ratio distribution charts can be found below:
* The bar in red indicates where Mudra Financial Services's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Mudra Financial Services's Share Price of today is ₹4.73. Mudra Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1.85.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Mudra Financial Services (BOM:539819) has a PS Ratio of 2.55 as of Aug. 22, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mudra Financial Services and its competitors. This is 11% above median its historical median of 2.29. Over the past decade, Mudra Financial Services' PS Ratio has ranged from 1.25 to 2.70. According to the industry distribution chart, Mudra Financial Services ranks #238 out of 525 companies in the Credit Services industry, placing it in the top 45.3%.
Is Mudra Financial Services' PS Ratio too high?
Mudra Financial Services' current PS Ratio of 2.55 is 11% above median its 10-year median of 2.29. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 2.70. The Credit Services industry median PS Ratio is 2.95. Mudra Financial Services' value of 2.55 is 13.6% below this industry median. Based on the distribution chart, Mudra Financial Services ranks #238 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mudra Financial Services has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mudra Financial Services' PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mudra Financial Services ranks #238 out of 525 companies for PS Ratio. This puts Mudra Financial Services in the upper half of its industry. The industry median PS Ratio is 2.95. Mudra Financial Services' value of 2.55 is 13.6% below this benchmark. Historically, Mudra Financial Services' own PS Ratio has ranged from 1.25 to 2.70 over the past decade. While the company's 10-year median is 2.29 vs. the industry median of 2.95, Mudra Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.95, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mudra Financial Services's current PS Ratio of 2.55 is 13.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mudra Financial Services and its competitors. For the Credit Services industry, the median PS Ratio is 2.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mudra Financial Services's current PS Ratio is 2.55, which is 11% above median its own 10-year median of 2.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mudra Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Mudra Financial Services (BOM:539819) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹4.27, compared to a current price of ₹4.73 — trading 10.8% above its estimated fair value. The current PS Ratio is 2.55, which is 11% above median its 10-year median of 2.29 and 13.6% below the Credit Services industry median of 2.95. Mudra Financial Services' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Mudra Financial Services (BOM:539819), the current PS Ratio is 2.55 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mudra Financial Services (BOM:539819) Overvalued in 2026?
Based on GuruFocus' analysis, Mudra Financial Services stock appears to be overvalued.
The current stock price of ₹4.73 is trading 10.8% above its estimated GF Value™ of ₹4.27.
GuruFocus considers Mudra Financial Services to be Modestly Overvalued.
Key valuation signals for BOM:539819:
PS Ratio: 2.55 (11% above median its 10-year median of 2.29)
GF Value™: ₹4.27 vs. price of ₹4.73 (10.8% above fair value)
Industry Position: 13.6% below the Credit Services median (#238 of 525)
No single metric tells the full story. See the BOM:539819 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mudra Financial Services Ltd is an Indian-based non-banking financial company. It is engaged in the business of trading and investment in shares, granting of loans & advances to various segments of the industry, and other financial activities. Business profile of company includes: Arranging for Discount of LC/Non LC backed suppliers bills, Arranging for Buyers credit in Foreign Exchange, Arranging for ECB's for project specific basis, yndication from Term Loan/Working Capital from Financial Institutions, Nationalised Banks, Co-operative Banks, Preparation of Project Feasibility Report, Arranging of Corporate Loans from Banks for Listed/Semi Government Organisations, Corporate Debt Re-structuring and one time settlement for Corporates.
66GF Score
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