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Civista Bancshares (NAS:CIVB) PS Ratio

: 1.83 (As of Today)
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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Civista Bancshares's share price is $16.70. Civista Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2022 was $9.14. Hence, Civista Bancshares's PS Ratio for today is 1.83.

Good Sign:

Civista Bancshares Inc stock PS Ratio (=1.87) is close to 5-year low of 1.8

The historical rank and industry rank for Civista Bancshares's PS Ratio or its related term are showing as below:

CIVB' s PS Ratio Range Over the Past 10 Years
Min: 0.79   Med: 2.46   Max: 4.27
Current: 1.81

During the past 13 years, Civista Bancshares's highest PS Ratio was 4.27. The lowest was 0.79. And the median was 2.46.

CIVB's PS Ratio is ranked better than
62.25% of 1425 companies
in the Banks industry
Industry Median: 2.27 vs CIVB: 1.81

Civista Bancshares's Revenue per Sharefor the three months ended in Dec. 2022 was $2.77. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2022 was $9.14.

During the past 12 months, the average Revenue per Share Growth Rate of Civista Bancshares was 12.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 13.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 10.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.50% per year.

During the past 13 years, Civista Bancshares's highest 3-Year average Revenue per Share Growth Rate was 64.70% per year. The lowest was -8.50% per year. And the median was 1.30% per year.

Back to Basics: PS Ratio


Civista Bancshares PS Ratio Historical Data

The historical data trend for Civista Bancshares's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Civista Bancshares Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PS Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.90 3.83 2.43 3.01 2.40

Civista Bancshares Quarterly Data
Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.01 2.98 2.65 2.49 2.40

Competitive Comparison

For the Banks - Regional subindustry, Civista Bancshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

   

Civista Bancshares PS Ratio Distribution

For the Banks industry and Financial Services sector, Civista Bancshares's PS Ratio distribution charts can be found below:

* The bar in red indicates where Civista Bancshares's PS Ratio falls in comparison to its industry or sector. The grey bar indicates the PS Ratio's extreme value range as defined by GuruFocus.



Civista Bancshares PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Civista Bancshares's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=16.70/9.137
=1.83

Civista Bancshares's Share Price of today is $16.70.
Civista Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2022 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.14.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Civista Bancshares  (NAS:CIVB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Civista Bancshares PS Ratio Related Terms

Thank you for viewing the detailed overview of Civista Bancshares's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Civista Bancshares (NAS:CIVB) Business Description

Civista Bancshares logo
Traded in Other Exchanges
Address
100 East Water Street, P.O. Box 5016, Sandusky, OH, USA, 44870-2514
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agriculture, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. Most of its revenues are derived from the interest and fees gained on loans.
Executives
Lorina W Wise director 9224 JACKIES BEND, REYNOLDSBURG OH 43068
Nathan E Weaks other: Subsidiary Director 1514 COUNTY ROAD 4-1, SWANTON OH 43558
Perfect Clyde A Jr other: Subsidiary Director 20760 MOUNT PLEASANT ROAD, LAWRENCEBURG IN 47025
Edwards Russell L Jr officer: Senior Vice President 3630 LUDGATE ROAD, SHAKER HEIGHTS OH 44120
Kessler Carl A Iii officer: Senior Vice President 4529 SECRETARIAT COURT, AVON OH 44011
Curry Robert L Jr officer: Senior Vice President 720 JASMINE AVENUE, MARBLEHEAD OH 43440-1844
Lance A. Morrison officer: SVP, Legal Counsel 9880 CHERRY HILLS DRIVE, CANFIELD OH 44406-8166
Elmer G Mclaughlin other: Subsidiary Director 18817 PERSIMMON WOODS COURT, LAWRENCEBURG IN 47025
W Michael Mclaughlin other: Senior Vice President 18543 RUNNING DEER LANE, LAWRENCEBURG IN 47025
Julie A Mattlin director 6368 COOK ROAD, GUILFORD IN 47022
William F Ritzmann director 19813 LAKEVIEW DRIVE, LAWRENCEBURG IN 47025
Donna M. Waltz-jaskolski officer: Senior Vice President 100 TIA TRAIL, LOWELL MI 49331
Mary Patricia Oliver director P.O. BOX 1250, WINSTON SALEM NC 27102-1250
Charles A. Parcher officer: Senior Vice President 25571 WILLOWBEND ROAD, PERRYSBURG OH 43551
Lisa M Stein other: Subsidiary Director 330 WEST SPRING STREET SUITE 302, COLUMBUS OH 43215

Civista Bancshares (NAS:CIVB) Headlines

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