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CIVB (Civista Bancshares) Cyclically Adjusted PS Ratio : 2.55 (As of May. 30, 2025)


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What is Civista Bancshares Cyclically Adjusted PS Ratio?

As of today (2025-05-30), Civista Bancshares's current share price is $22.57. Civista Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was $8.84. Civista Bancshares's Cyclically Adjusted PS Ratio for today is 2.55.

The historical rank and industry rank for Civista Bancshares's Cyclically Adjusted PS Ratio or its related term are showing as below:

CIVB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.42   Med: 2.84   Max: 3.73
Current: 2.61

During the past years, Civista Bancshares's highest Cyclically Adjusted PS Ratio was 3.73. The lowest was 1.42. And the median was 2.84.

CIVB's Cyclically Adjusted PS Ratio is ranked better than
52.78% of 1243 companies
in the Banks industry
Industry Median: 2.71 vs CIVB: 2.61

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Civista Bancshares's adjusted revenue per share data for the three months ended in Mar. 2025 was $2.597. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $8.84 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Civista Bancshares Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Civista Bancshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Civista Bancshares Cyclically Adjusted PS Ratio Chart

Civista Bancshares Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.63 3.42 2.87 2.28 2.43

Civista Bancshares Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.85 1.84 2.08 2.43 2.21

Competitive Comparison of Civista Bancshares's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Civista Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Civista Bancshares's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Civista Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Civista Bancshares's Cyclically Adjusted PS Ratio falls into.


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Civista Bancshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Civista Bancshares's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=22.57/8.84
=2.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civista Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Civista Bancshares's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=2.597/134.9266*134.9266
=2.597

Current CPI (Mar. 2025) = 134.9266.

Civista Bancshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 1.411 100.684 1.891
201509 1.406 100.392 1.890
201512 1.391 99.792 1.881
201603 1.590 100.470 2.135
201606 1.547 101.688 2.053
201609 1.459 101.861 1.933
201612 1.412 101.863 1.870
201703 1.531 102.862 2.008
201706 1.370 103.349 1.789
201709 1.343 104.136 1.740
201712 1.432 104.011 1.858
201803 1.601 105.290 2.052
201806 1.502 106.317 1.906
201809 1.419 106.507 1.798
201812 1.490 105.998 1.897
201903 1.634 107.251 2.056
201906 1.554 108.070 1.940
201909 1.503 108.329 1.872
201912 1.578 108.420 1.964
202003 1.728 108.902 2.141
202006 1.788 108.767 2.218
202009 1.767 109.815 2.171
202012 1.932 109.897 2.372
202103 2.050 111.754 2.475
202106 2.074 114.631 2.441
202109 2.005 115.734 2.337
202112 1.986 117.630 2.278
202203 2.024 121.301 2.251
202206 2.019 125.017 2.179
202209 2.321 125.227 2.501
202212 2.773 125.222 2.988
202303 2.739 127.348 2.902
202306 2.527 128.729 2.649
202309 2.576 129.860 2.677
202312 2.533 129.419 2.641
202403 2.379 131.776 2.436
202406 2.394 132.554 2.437
202409 2.487 133.029 2.522
202412 2.579 133.157 2.613
202503 2.597 134.927 2.597

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Civista Bancshares  (NAS:CIVB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Civista Bancshares Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Civista Bancshares's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Civista Bancshares Business Description

Traded in Other Exchanges
Address
100 East Water Street, P.O. Box 5016, Sandusky, OH, USA, 44870
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agriculture, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. Majority of its revenues are derived from the interest and fees gained on loans.
Executives
Murray Dennis E Jr director 2035 CEDAR POINT ROAD, SANDUSKY OH 44870
Darci L Congrove director 756 JAEGER STREET, COLUMBUS OH 43206
Julie A Mattlin director 6368 COOK ROAD, GUILFORD IN 47022
Perfect Clyde A Jr other: Subsidiary Director 20760 MOUNT PLEASANT ROAD, LAWRENCEBURG IN 47025
Charles A. Parcher officer: Senior Vice President 25571 WILLOWBEND ROAD, PERRYSBURG OH 43551
Gerald B Wurm other: Affiliate Director 100 EAST WATER STREET, SANDUSKY OH 44870
Mark J. Macioce director 10585 WYNDTREE DRIVE, CONCORD TOWNSHIP OH 44077
Nathan E Weaks other: Subsidiary Director 1514 COUNTY ROAD 4-1, SWANTON OH 43558
Allen R Nickles director 100 EAST WATER STREET, SANDUSKY OH 44870
Lorina W Wise director 9224 JACKIES BEND, REYNOLDSBURG OH 43068
William F Ritzmann director 19813 LAKEVIEW DRIVE, LAWRENCEBURG IN 47025
Edwards Russell L Jr officer: Senior Vice President 3630 LUDGATE ROAD, SHAKER HEIGHTS OH 44120
Kessler Carl A Iii officer: Senior Vice President 4529 SECRETARIAT COURT, AVON OH 44011
Curry Robert L Jr officer: Senior Vice President 720 JASMINE AVENUE, MARBLEHEAD OH 43440-1844
Harry Singer other: Subsidiary Director 5309 GOLFWAY LANE, LYNDHURST OH 44124