CIVB (Civista Bancshares) Insider Ownership: 4.34 % (As of Aug. 19, 2026)

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CIVB Civista Bancshares Inc CIVB
58 GF Score
Price $27.49
GF Value $18.25
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Civista Bancshares Insider Ownership?

Civista Bancshares CIVB -2.83% 58 Insider Ownership is 4.34 % as of Aug. 19, 2026. GuruFocus rates CIVB with a GF Score™ of 58/100 and a GF Value™ of $18.25 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Civista Bancshares's insider ownership is 4.34%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Civista Bancshares's Institutional Ownership is 64.88%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Civista Bancshares's Float Percentage Of Total Shares Outstanding is 98.27%.

Civista Bancshares Insider Ownership Historical Data

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The historical data trend for Civista Bancshares's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civista Bancshares Insider Ownership Chart

Civista Bancshares Historical Data

The historical data trend for Civista Bancshares can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 4.62 4.63 4.63 4.63 4.63 4.31 4.33 4.38 4.32 4.34
CIVB
58GF Score
Civista Bancshares Inc CIVB
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Civista Bancshares Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 4.34 % mean?
Civista Bancshares (CIVB) has a Insider Ownership of 4.34 % as of Aug. 19, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Civista Bancshares and its competitors.
Is Civista Bancshares' Insider Ownership too high?
Civista Bancshares' current Insider Ownership is 4.34 %. Overall, Civista Bancshares has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Civista Bancshares' Insider Ownership compare to NPB and KRNY?
Civista Bancshares' Insider Ownership of 4.34 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Civista Bancshares and its competitors. Civista Bancshares's current Insider Ownership is 4.34 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civista Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Civista Bancshares (CIVB) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.25, compared to a current price of $27.49 — trading 50.6% above its estimated fair value. The current Insider Ownership is 4.34 %. Civista Bancshares' overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Civista Bancshares (CIVB), the current Insider Ownership is 4.34 % as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Civista Bancshares (CIVB) Overvalued in 2026?

Based on GuruFocus' analysis, Civista Bancshares stock appears to be overvalued. The current stock price of $27.49 is trading 50.6% above its estimated GF Value™ of $18.25. GuruFocus considers Civista Bancshares to be Significantly Overvalued.

Key valuation signals for CIVB:

  • Insider Ownership: 4.34 %
  • GF Value™: $18.25 vs. price of $27.49 (50.6% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the CIVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Civista Bancshares Business Description

Address 100 East Water Street, P.O. Box 5016, Sandusky, OH, USA, 44870
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agricultural, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. The majority of its revenues are derived from the interest and fees gained on loans.
58GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.49
Price
$18.25
GF Value