Peoples Investments (BOM:501144) Quick Ratio: 4.64 (As of Mar. 2026) — 47% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:501144 Peoples Investments Ltd BOM:501144
59 GF Score
Price ₹217.90
GF Value ₹216.97
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Peoples Investments Quick Ratio?

Peoples Investments BOM:501144 59 Quick Ratio is 4.64 as of Mar. 2026, which is 47% below its 10-year median of 8.69. GuruFocus rates BOM:501144 with a GF Score™ of 59/100 and a GF Value™ of ₹216.97 (Fairly Valued). The stock has 2 warning signs investors should review. Among 690 Capital Markets companies, Peoples Investments ranks better than 69.57% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Peoples Investments's quick ratio for the quarter that ended in Mar. 2026 was 4.64.

Peoples Investments has a quick ratio of 4.64. It generally indicates good short-term financial strength.

The historical rank and industry rank for Peoples Investments's Quick Ratio or its related term are showing as below:

BOM:501144' s Quick Ratio Range Over the Past 10 Years
Min: 0.36   Med: 8.69   Max: 16.8
Current: 4.64

During the past 13 years, Peoples Investments's highest Quick Ratio was 16.80. The lowest was 0.36. And the median was 8.69.

BOM:501144's Quick Ratio is ranked better than
69.57% of 690 companies
in the Capital Markets industry
Industry Median: 2.095 vs BOM:501144: 4.64

Peoples Investments  (BOM:501144) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Peoples Investments Quick Ratio Related Terms


Peoples Investments Quick Ratio Historical Data

* Premium members only.

The historical data trend for Peoples Investments's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Investments Quick Ratio Chart

Peoples Investments Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.74 12.83 9.18 5.17 4.64

Peoples Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.17 0.00 10.13 0.00 4.64

BOM:501144 vs MS, GS, SCHW: Quick Ratio Comparison

For the Capital Markets subindustry, Peoples Investments's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Investments Quick Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Peoples Investments's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Investments's Quick Ratio falls into.


BOM:501144
59GF Score
Peoples Investments Ltd BOM:501144
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peoples Investments Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Peoples Investments's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Quick Ratio (A: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(0.167-0)/0.036
=4.64

Peoples Investments's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(0.167-0)/0.036
=4.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 4.64 mean?
Peoples Investments (BOM:501144) has a Quick Ratio of 4.64 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Peoples Investments and its competitors. This is 47% below median its historical median of 8.69. Over the past decade, Peoples Investments' Quick Ratio has ranged from 0.36 to 16.80. According to the industry distribution chart, Peoples Investments ranks #210 out of 690 companies in the Capital Markets industry, placing it in the top 30.4%.
Is Peoples Investments' Quick Ratio too high?
Peoples Investments' current Quick Ratio of 4.64 is 47% below median its 10-year median of 8.69. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 16.80. The Capital Markets industry median Quick Ratio is 2.10. Peoples Investments' value of 4.64 is 121.5% above this industry median. Based on the distribution chart, Peoples Investments ranks #210 out of 690 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Peoples Investments has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Peoples Investments' Quick Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Peoples Investments ranks #210 out of 690 companies for Quick Ratio. This puts Peoples Investments in the upper half of its industry. The industry median Quick Ratio is 2.10. Peoples Investments' value of 4.64 is 121.5% above this benchmark. Historically, Peoples Investments' own Quick Ratio has ranged from 0.36 to 16.80 over the past decade. While the company's 10-year median is 8.69 vs. the industry median of 2.10, Peoples Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Capital Markets company?
The median Quick Ratio among Capital Markets companies is 2.10, based on 690 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Investments's current Quick Ratio of 4.64 is 121.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Peoples Investments and its competitors. For the Capital Markets industry, the median Quick Ratio is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Investments's current Quick Ratio is 4.64, which is 47% below median its own 10-year median of 8.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Investments stock overvalued right now?
Based on GuruFocus' analysis, Peoples Investments (BOM:501144) is currently considered Fairly Valued. The stock's GF Value™ is ₹216.97, compared to a current price of ₹217.90 — trading 0.4% above its estimated fair value. The current Quick Ratio is 4.64, which is 47% below median its 10-year median of 8.69 and 121.5% above the Capital Markets industry median of 2.10. Peoples Investments' overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Peoples Investments (BOM:501144), the current Quick Ratio is 4.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Investments (BOM:501144) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Investments stock appears to be overvalued. The current stock price of ₹217.90 is trading 0.4% above its estimated GF Value™ of ₹216.97. GuruFocus considers Peoples Investments to be Fairly Valued.

Key valuation signals for BOM:501144:

  • Quick Ratio: 4.64 (47% below median its 10-year median of 8.69)
  • GF Value™: ₹216.97 vs. price of ₹217.90 (0.4% above fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 121.5% above the Capital Markets median (#210 of 690)

No single metric tells the full story. See the BOM:501144 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Investments Business Description

Address Narottam Morarjee Marg, No.3, Ballard Estate, New Hind House, Mumbai, MH, IND, 400 001
Peoples Investments Ltd is an India-based investment company. The company is engaged in offering Financial consultancy services. The company derives revenue through consultancy fees and dividends on non-current investments.
59GF Score

Get the complete analysis for BOM:501144

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹217.90
Price
₹216.97
GF Value