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Peoples InvestmentsBOM:501144 59 Altman Z-Score is 730.10 as of Jul. 30, 2026, which is 1392% above its 10-year median of 48.92. GuruFocus rates BOM:501144 with a GF Score™ of 59/100 and a GF Value™ of ₹216.97 (Fairly Valued). The stock has 2 warning signs investors should review. Among 663 Capital Markets companies, Peoples Investments ranks better than 99.25% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 697.27 is strong.
Peoples Investments has a Altman Z-Score of 730.10, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Peoples Investments's Altman Z-Score or its related term are showing as below:
BOM:501144'
s Altman Z-Score Range Over the Past 10 Years
Min: 14.19 Med: 48.92 Max: 697.27
Current: 697.27
During the past 13 years, Peoples Investments's highest Altman Z-Score was 697.27. The lowest was 14.19. And the median was 48.92.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Peoples Investments Altman Z-Score Related Terms
Peoples Investments Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Peoples Investments's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:501144 vs MS, GS, SCHW: Altman Z-Score Comparison
For the Capital Markets subindustry, Peoples Investments's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Investments Altman Z-Score vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Peoples Investments's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Peoples Investments's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Peoples Investments's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.5219
+
1.4
*
0
+
3.3
*
0.1076
+
0.6
*
1210.5556
+
1.0
*
2.7888
=
730.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Peoples Investments (BOM:501144) has a Altman Z-Score of 730.10 as of Jul. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Peoples Investments and its competitors. This is 1392% above median its historical median of 48.92. Over the past decade, Peoples Investments' Altman Z-Score has ranged from 14.19 to 697.27. According to the industry distribution chart, Peoples Investments ranks #5 out of 663 companies in the Capital Markets industry, placing it in the top 0.8%.
Is Peoples Investments' Altman Z-Score too high?
Peoples Investments' current Altman Z-Score of 730.10 is 1392% above median its 10-year median of 48.92. Over the past 10 years, this metric has ranged from a low of 14.19 to a high of 697.27. The Capital Markets industry median Altman Z-Score is 2.61. Peoples Investments' value of 730.10 is 27873.2% above this industry median. Based on the distribution chart, Peoples Investments ranks #5 out of 663 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Investments has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Peoples Investments' Altman Z-Score compare to MS and GS?
According to the Capital Markets industry distribution chart, Peoples Investments ranks #5 out of 663 companies for Altman Z-Score. This places Peoples Investments in the top 1% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.61. Peoples Investments' value of 730.10 is 27873.2% above this benchmark. Historically, Peoples Investments' own Altman Z-Score has ranged from 14.19 to 697.27 over the past decade. While the company's 10-year median is 48.92 vs. the industry median of 2.61, Peoples Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Capital Markets company?
The median Altman Z-Score among Capital Markets companies is 2.61, based on 663 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Investments's current Altman Z-Score of 730.10 is 27873.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Peoples Investments and its competitors. For the Capital Markets industry, the median Altman Z-Score is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Investments's current Altman Z-Score is 730.10, which is 1392% above median its own 10-year median of 48.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Investments stock overvalued right now?
Based on GuruFocus' analysis, Peoples Investments (BOM:501144) is currently considered Fairly Valued. The stock's GF Value™ is ₹216.97, compared to a current price of ₹217.90 — trading 0.4% above its estimated fair value. The current Altman Z-Score is 730.10, which is 1392% above median its 10-year median of 48.92 and 27873.2% above the Capital Markets industry median of 2.61. Peoples Investments' overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Peoples Investments (BOM:501144), the current Altman Z-Score is 730.10 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Investments (BOM:501144) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Investments stock appears to be overvalued.
The current stock price of ₹217.90 is trading 0.4% above its estimated GF Value™ of ₹216.97.
GuruFocus considers Peoples Investments to be Fairly Valued.
Key valuation signals for BOM:501144:
Altman Z-Score: 730.10 (1392% above median its 10-year median of 48.92)
GF Value™: ₹216.97 vs. price of ₹217.90 (0.4% above fair value)
Industry Position: 27873.2% above the Capital Markets median (#5 of 663)
No single metric tells the full story. See the BOM:501144 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Investments Ltd is an India-based investment company. The company is engaged in offering Financial consultancy services. The company derives revenue through consultancy fees and dividends on non-current investments.
59GF Score
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