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BOM:532466'
s Quick Ratio Range Over the Past 10 Years
Min: 1.64 Med: 6.15 Max: 7.35
Current: 5.44
During the past 13 years, Oracle Financial Services Software's highest Quick Ratio was 7.35. The lowest was 1.64. And the median was 6.15.
BOM:532466's Quick Ratio is ranked better than 89.26% of 2868
companies
in the Software industry
Industry Median: 1.705
vs BOM:532466: 5.44
Oracle Financial Services Software (BOM:532466) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Oracle Financial Services Software Quick Ratio Related Terms
Oracle Financial Services Software Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oracle Financial Services Software Quick Ratio Chart
BOM:532466 vs MSFT, ORCL, PLTR: Quick Ratio Comparison
For the Software - Infrastructure subindustry, Oracle Financial Services Software's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oracle Financial Services Software Quick Ratio vs Software Industry
For the Software industry and Technology sector, Oracle Financial Services Software's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Oracle Financial Services Software's Quick Ratio falls into.
Oracle Financial Services Software Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oracle Financial Services Software (BOM:532466) has a Quick Ratio of 5.44 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Oracle Financial Services Software and its competitors. This is 12% below median its historical median of 6.15. Over the past decade, Oracle Financial Services Software's Quick Ratio has ranged from 1.64 to 7.35. According to the industry distribution chart, Oracle Financial Services Software ranks #308 out of 2868 companies in the Software industry, placing it in the top 10.7%.
Is Oracle Financial Services Software's Quick Ratio too high?
Oracle Financial Services Software's current Quick Ratio of 5.44 is 12% below median its 10-year median of 6.15. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 7.35. The Software industry median Quick Ratio is 1.71. Oracle Financial Services Software's value of 5.44 is 219.1% above this industry median. Based on the distribution chart, Oracle Financial Services Software ranks #308 out of 2868 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Oracle Financial Services Software has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oracle Financial Services Software's Quick Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Oracle Financial Services Software ranks #308 out of 2868 companies for Quick Ratio. This places Oracle Financial Services Software in the top 11% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.71. Oracle Financial Services Software's value of 5.44 is 219.1% above this benchmark. Historically, Oracle Financial Services Software's own Quick Ratio has ranged from 1.64 to 7.35 over the past decade. While the company's 10-year median is 6.15 vs. the industry median of 1.71, Oracle Financial Services Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.71, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oracle Financial Services Software's current Quick Ratio of 5.44 is 219.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Oracle Financial Services Software and its competitors. For the Software industry, the median Quick Ratio is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oracle Financial Services Software's current Quick Ratio is 5.44, which is 12% below median its own 10-year median of 6.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle Financial Services Software stock overvalued right now?
Based on GuruFocus' analysis, Oracle Financial Services Software (BOM:532466) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹9,835.50, compared to a current price of ₹11,762.85 — trading 19.6% above its estimated fair value. The current Quick Ratio is 5.44, which is 12% below median its 10-year median of 6.15 and 219.1% above the Software industry median of 1.71. Oracle Financial Services Software's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Oracle Financial Services Software (BOM:532466), the current Quick Ratio is 5.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oracle Financial Services Software (BOM:532466) Overvalued in 2026?
Based on GuruFocus' analysis, Oracle Financial Services Software stock appears to be overvalued.
The current stock price of ₹11,762.85 is trading 19.6% above its estimated GF Value™ of ₹9,835.50.
GuruFocus considers Oracle Financial Services Software to be Modestly Overvalued.
Key valuation signals for BOM:532466:
Quick Ratio: 5.44 (12% below median its 10-year median of 6.15)
GF Value™: ₹9,835.50 vs. price of ₹11,762.85 (19.6% above fair value)
Industry Position: 219.1% above the Software median (#308 of 2868)
No single metric tells the full story. See the BOM:532466 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oracle Financial Services Software Business Description
Oracle Financial Services Software Ltd is an India-based provider of software systems, computer systems, and consulting services. Its flagship Flexcube offerings include universal banking, investor servicing, private banking, lending and leasing, Islamic banking, Internet and mobile banking, remit, and collateral management capabilities. Its other offerings include analytical infrastructure applications, financial crime analysis, and compliance management applications. The firm also offers support and business process outsourcing services. The company has two reportable segments Product licenses and related activities ('Products') and IT solutions and consulting services ('Services'). Geographically the company generates the majority of its revenue from the Product segment.
88GF Score
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