If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Oracle Financial Services Software Ltd is 1.31, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of Oracle Financial Services Software was 1.31. The lowest was 0.69. And the median was 0.89.
During the past 12 months, Oracle Financial Services Software's average Dividends Per Share Growth Rate was 64.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 27.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.20% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Oracle Financial Services Software was 27.60% per year. The lowest was -29.50% per year. And the median was 6.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532466 vs MSFT, ORCL, PLTR: Dividend Yield % Comparison
For the Software - Infrastructure subindustry, Oracle Financial Services Software's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oracle Financial Services Software Dividend Yield % vs Software Industry
For the Software industry and Technology sector, Oracle Financial Services Software's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Oracle Financial Services Software's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Oracle Financial Services Software Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 270.000000
2026-05-07
2026-05-07
2026-05-16
Cash Dividend
semi-annually
INR:INR 1.000000
INR 130.000000
2025-11-03
2025-11-03
2025-11-14
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oracle Financial Services Software (BOM:532466) has a Dividend Yield % of 3.61% as of Jul. 08, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Oracle Financial Services Software and its competitors. This is 18% below median its historical median of 4.40. Over the past decade, Oracle Financial Services Software's Dividend Yield % has ranged from 1.90 to 7.87. According to the industry distribution chart, Oracle Financial Services Software ranks #310 out of 1030 companies in the Software industry, placing it in the top 30.1%.
Is Oracle Financial Services Software's Dividend Yield % too high?
Oracle Financial Services Software's current Dividend Yield % of 3.61% is 18% below median its 10-year median of 4.40. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 7.87. The Software industry median Dividend Yield % is 2.17. Oracle Financial Services Software's value of 3.61% is 66.4% above this industry median. Based on the distribution chart, Oracle Financial Services Software ranks #310 out of 1030 companies in the Software industry, which is above the industry midpoint. Overall, Oracle Financial Services Software has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oracle Financial Services Software's Dividend Yield % compare to MSFT and ORCL?
According to the Software industry distribution chart, Oracle Financial Services Software ranks #310 out of 1030 companies for Dividend Yield %. This puts Oracle Financial Services Software in the upper half of its industry. The industry median Dividend Yield % is 2.17. Oracle Financial Services Software's value of 3.61% is 66.4% above this benchmark. Historically, Oracle Financial Services Software's own Dividend Yield % has ranged from 1.90 to 7.87 over the past decade. While the company's 10-year median is 4.40 vs. the industry median of 2.17, Oracle Financial Services Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Software company?
The median Dividend Yield % among Software companies is 2.17, based on 1,030 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oracle Financial Services Software's current Dividend Yield % of 3.61% is 66.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Oracle Financial Services Software and its competitors. For the Software industry, the median Dividend Yield % is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oracle Financial Services Software's current Dividend Yield % is 3.61%, which is 18% below median its own 10-year median of 4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle Financial Services Software stock overvalued right now?
Based on GuruFocus' analysis, Oracle Financial Services Software (BOM:532466) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹9,807.28, compared to a current price of ₹11,010.50 — trading 12.3% above its estimated fair value. The current Dividend Yield % is 3.61%, which is 18% below median its 10-year median of 4.40 and 66.4% above the Software industry median of 2.17. Oracle Financial Services Software's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Oracle Financial Services Software (BOM:532466), the current Dividend Yield % is 3.61% as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oracle Financial Services Software (BOM:532466) Overvalued in 2026?
Based on GuruFocus' analysis, Oracle Financial Services Software stock appears to be overvalued.
The current stock price of ₹11,010.50 is trading 12.3% above its estimated GF Value™ of ₹9,807.28.
GuruFocus considers Oracle Financial Services Software to be Modestly Overvalued.
Key valuation signals for BOM:532466:
Dividend Yield %: 3.61% (18% below median its 10-year median of 4.40)
GF Value™: ₹9,807.28 vs. price of ₹11,010.50 (12.3% above fair value)
Industry Position: 66.4% above the Software median (#310 of 1030)
No single metric tells the full story. See the BOM:532466 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oracle Financial Services Software Business Description
Oracle Financial Services Software Ltd is an India-based provider of software systems, computer systems, and consulting services. Its flagship Flexcube offerings include universal banking, investor servicing, private banking, lending and leasing, Islamic banking, Internet and mobile banking, remit, and collateral management capabilities. Its other offerings include analytical infrastructure applications, financial crime analysis, and compliance management applications. The firm also offers support and business process outsourcing services. The company has two reportable segments Product licenses and related activities ('Products') and IT solutions and consulting services ('Services'). Geographically the company generates the majority of its revenue from the Product segment.
88GF Score
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