Mercuries & AssociatesTPE:2905 67 Quick Ratio is 7.55 as of Dec. 2025, which is 28% below its 10-year median of 10.47. GuruFocus rates TPE:2905 with a GF Score™ of 67/100 and a GF Value™ of NT$11.70 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 67 Insurance companies, Mercuries & Associates ranks better than 92.54% on this metric.
Mercuries & Associates has a quick ratio of 7.55. It generally indicates good short-term financial strength.
The historical rank and industry rank for Mercuries & Associates's Quick Ratio or its related term are showing as below:
TPE:2905'
s Quick Ratio Range Over the Past 10 Years
Min: 5.77 Med: 10.47 Max: 14.62
Current: 7.55
During the past 13 years, Mercuries & Associates's highest Quick Ratio was 14.62. The lowest was 5.77. And the median was 10.47.
TPE:2905's Quick Ratio is ranked better than 92.54% of 67
companies
in the Insurance industry
Industry Median: 1.66
vs TPE:2905: 7.55
Mercuries & Associates (TPE:2905) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Mercuries & Associates Quick Ratio Related Terms
Mercuries & Associates Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Mercuries & Associates's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mercuries & Associates Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Mercuries & Associates's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Mercuries & Associates's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Mercuries & Associates's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mercuries & Associates (TPE:2905) has a Quick Ratio of 7.55 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mercuries & Associates and its competitors. This is 28% below median its historical median of 10.47. Over the past decade, Mercuries & Associates' Quick Ratio has ranged from 5.77 to 14.62. According to the industry distribution chart, Mercuries & Associates ranks #5 out of 67 companies in the Insurance industry, placing it in the top 7.5%.
Is Mercuries & Associates' Quick Ratio too high?
Mercuries & Associates' current Quick Ratio of 7.55 is 28% below median its 10-year median of 10.47. Over the past 10 years, this metric has ranged from a low of 5.77 to a high of 14.62. The Insurance industry median Quick Ratio is 1.66. Mercuries & Associates' value of 7.55 is 354.8% above this industry median. Based on the distribution chart, Mercuries & Associates ranks #5 out of 67 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Mercuries & Associates has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mercuries & Associates' Quick Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Mercuries & Associates ranks #5 out of 67 companies for Quick Ratio. This places Mercuries & Associates in the top 8% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.66. Mercuries & Associates' value of 7.55 is 354.8% above this benchmark. Historically, Mercuries & Associates' own Quick Ratio has ranged from 5.77 to 14.62 over the past decade. While the company's 10-year median is 10.47 vs. the industry median of 1.66, Mercuries & Associates has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.66, based on 67 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mercuries & Associates's current Quick Ratio of 7.55 is 354.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mercuries & Associates and its competitors. For the Insurance industry, the median Quick Ratio is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mercuries & Associates's current Quick Ratio is 7.55, which is 28% below median its own 10-year median of 10.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercuries & Associates stock overvalued right now?
Based on GuruFocus' analysis, Mercuries & Associates (TPE:2905) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$11.70, compared to a current price of NT$14.80 — trading 26.5% above its estimated fair value. The current Quick Ratio is 7.55, which is 28% below median its 10-year median of 10.47 and 354.8% above the Insurance industry median of 1.66. Mercuries & Associates' overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Mercuries & Associates (TPE:2905), the current Quick Ratio is 7.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mercuries & Associates (TPE:2905) Overvalued in 2026?
Based on GuruFocus' analysis, Mercuries & Associates stock appears to be overvalued.
The current stock price of NT$14.80 is trading 26.5% above its estimated GF Value™ of NT$11.70.
GuruFocus considers Mercuries & Associates to be Modestly Overvalued.
Key valuation signals for TPE:2905:
Quick Ratio: 7.55 (28% below median its 10-year median of 10.47)
GF Value™: NT$11.70 vs. price of NT$14.80 (26.5% above fair value)
Industry Position: 354.8% above the Insurance median (#5 of 67)
No single metric tells the full story. See the TPE:2905 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mercuries & Associates Ltd is mainly engaged in finance and investment. The company is engaged in diversified businesses such as insurance, food and beverage, pharmaceutical, and IT integration. The segment of the company include Life insurance, Retail, Food and beverage, Food, IT service, Pharmaceutical, and Others. The company derives maximum revenue from the Life Insurance segment. Geographically, the company operates in domestic regions only.
67GF Score
Get the complete analysis for TPE:2905
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