BIYA (Baiya International Group) Financial Strength: 7 (As of Dec. 2025) — Near Median

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BIYA Baiya International Group Inc BIYA
21 GF Score
Price $2.35
! 5 Warning Signs
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What is Baiya International Group Financial Strength?

Baiya International Group BIYA +2.61% 21 Financial Strength is 7 as of Dec. 2025, which is at its 10-year median of 7.00. GuruFocus rates BIYA with a GF Score™ of 21/100. The stock has 5 warning signs investors should review.

Baiya International Group has the Financial Strength Rank of 7.

Good Sign:

Baiya International Group Inc shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Baiya International Group did not have earnings to cover the interest expense. Baiya International Group's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.01. As of today, Baiya International Group's Altman Z-Score is 1.09.


Baiya International Group  (NAS:BIYA) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Baiya International Group has the Financial Strength Rank of 7.


Baiya International Group Financial Strength Related Terms


BIYA vs TWOH, VS, IFBD: Financial Strength Comparison

For the Software - Application subindustry, Baiya International Group's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baiya International Group Financial Strength vs Software Industry

For the Software industry and Technology sector, Baiya International Group's Financial Strength distribution charts can be found below:

* The bar in red indicates where Baiya International Group's Financial Strength falls into.


BIYA
21GF Score
Baiya International Group Inc BIYA
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Baiya International Group Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Baiya International Group's Interest Expense for the months ended in Dec. 2025 was $-0.00 Mil. Its Operating Income for the months ended in Dec. 2025 was $-4.85 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.01 Mil.

Baiya International Group's Interest Coverage for the quarter that ended in Dec. 2025 is

Baiya International Group did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Baiya International Group's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.144 + 0.006) / 18.43
=0.01

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Baiya International Group has a Z-score of 1.09, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.09 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Baiya International Group (BIYA) has a Financial Strength of 7 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Baiya International Group and its competitors. This is near median its historical median of 7.00. Over the past decade, Baiya International Group's Financial Strength has ranged from 5.00 to 8.00.
Is Baiya International Group's Financial Strength too high?
Baiya International Group's current Financial Strength of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 8.00. Overall, Baiya International Group has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Baiya International Group's Financial Strength compare to TWOH and VS?
Baiya International Group's Financial Strength of 7 can be compared against companies in the Software industry. Historically, Baiya International Group's own Financial Strength has ranged from 5.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Baiya International Group and its competitors. Baiya International Group's current Financial Strength is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baiya International Group stock overvalued right now?
Baiya International Group (BIYA) has a current Financial Strength of 7. The current Financial Strength is 7, which is near median its 10-year median of 7.00. Baiya International Group's overall GF Score™ is 21/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Baiya International Group (BIYA), the current Financial Strength is 7 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Baiya International Group Business Description

Address No. 5 Golf Avenue, Pinghu Street, D501-12, Building D, Guanghong Meiju, Hehua Community, Longhua District, Shenzhen, CHN
Baiya International Group Inc through its subsidiary Gongwuyuan, operates a cloud-based platform providing crowdsourcing recruitment and SaaS-enabled HR solutions in China's flexible employment market. The company's services include job matching, entrusted recruitment, project outsourcing, and labor dispatching services, mainly in the Pearl River Delta and Yangtze River Delta regions.
21GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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