Bryn Mawr Bank (Bryn Mawr Bank) Financial Strength : 0 (As of Sep. 2021)

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What is Bryn Mawr Bank Financial Strength?

Bryn Mawr Bank has the Financial Strength Rank of 0.

Warning Sign:

Bryn Mawr Bank Corp displays poor financial strength. Usually this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate Bryn Mawr Bank's interest coverage with the available data. Bryn Mawr Bank's debt to revenue ratio for the quarter that ended in Sep. 2021 was 1.16. Altman Z-Score does not apply to banks and insurance companies.

Bryn Mawr Bank Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Bryn Mawr Bank's Interest Expense for the months ended in Sep. 2021 was $-2.2 Mil. Its Operating Income for the months ended in Sep. 2021 was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2021 was $184.8 Mil.

Bryn Mawr Bank's Interest Coverage for the quarter that ended in Sep. 2021 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Bryn Mawr Bank's Debt to Revenue Ratio for the quarter that ended in Sep. 2021 is

Debt to Revenue Ratio	=	Total Debt (Q: Sep. 2021 )			/	Revenue
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Revenue
	=	(80	+	184.815)	/	229.136
	=	1.16

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bryn Mawr Bank (NAS:BMTC) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

Bryn Mawr Bank has the Financial Strength Rank of 0.

Bryn Mawr Bank Financial Strength Related Terms

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Bryn Mawr Bank (Bryn Mawr Bank) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bryn Mawr Bank Corp (NAS:BMTC) » Definitions » Financial Strength

Comparable Companies

Traded in Other Exchanges

N/A

Address

801 Lancaster Avenue, Bryn Mawr, PA, USA, 19010

Website

https://www.bmt.com

Bryn Mawr Bank Corp offers personal and business banking services. It also provides consumer and commercial loans, equipment leasing, mortgages, insurance and wealth management services including investment management, trust and estate administration, retirement planning, custody services, and tax planning. The company accepts deposit products, including non-interest-bearing demand deposit, savings. It operates in two segments: Wealth Management and Banking. Most of the firm's revenue gets derived from the Banking segment.

Executives

Britton Murdoch	director	FASTNET CORP 3864 COURTNEY STREET STE 130 BETHLEHEM PA 18017
Michael Laplante	officer: Chief Accounting Officer	191 NORTH ELM AVENUE, NEWTOWN PA 18940
Michael W Harrington	officer: CFO	BRYN MAWR TRUST COMPANY, 801 LANCASTER AVENUE, BRYN MAWR PA 19010
May A John Iii	director	PEPPER, HAMILTON LLP 400 BERWYN PARK, 899 CASSATT ROAD BERWYN PA 19312
Scott Mahaley Jenkins	director	ONE TOWER BRIDGE 100 FRONT STREET, SUITE 1410 WEST CONSHOHOCKEN PA 19428
Michael Joseph Clement	director	WISLER PEARLSTINE, LLP 460 NORRISTOWN ROAD, SUITE 110 BLUE BELL PA 19422
Wendell F Holland	director	10435 DOWNSVILLE PIKE, HAGERSTOWN MD 21740
Francis J Leto	director, officer: President and CEO	501 WILLIAMSON RD, GLADWYNE PA 19035
Lynn Mckee	director
Andrea F Gilbert	director	C/O BRYN MAWR HOSPITAL 130 SOUTH BRYN MAWR AVENUE BRYN MAWR PA 19010
Lori Goldman	officer: General Counsel and Secretary	BRYN MAWR BANK CORPORATION 801 LANCASTER AVENUE BRYN MAWR PA 19010
Patrick M Killeen	officer: Chief Risk Officer of BMTC	BRYN MAWR BANK CORPORATION 801 LANCASTER AVENUE BRYN MAWR PA 19010
Diego F. Calderin	director	971 FREDERICK DRIVE, WEST CHESTER PA 19380
F Kevin Tylus	director, officer: President of BMTC (Bank)	2465 KUSER ROAD HAMILTON NJ 08690
Liam Brickley	officer: Chief Credit Officer of BMTC	726 EXHCHANGE STREET SUITE 618 BUFFALO NY 14210