Maendeleo Bank (DAR:MBP) Financial Strength: 8 (As of . 20) — 700% Above Median

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Director of Data and Quant Analytics at GuruFocus
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DAR:MBP Maendeleo Bank PLC DAR:MBP
49 GF Score
Price TZS1,790.00
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What is Maendeleo Bank Financial Strength?

Maendeleo Bank DAR:MBP -1.20% 49 Financial Strength is 8 as of . 20, which is 700% above its 10-year median of 1.00. GuruFocus rates DAR:MBP with a GF Score™ of 49/100.

Maendeleo Bank has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Maendeleo Bank did not have earnings to cover the interest expense. Altman Z-Score does not apply to banks and insurance companies.


Maendeleo Bank  (DAR:MBP) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Maendeleo Bank has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.


Maendeleo Bank Financial Strength Related Terms

DAR:MBP
49GF Score
Maendeleo Bank PLC DAR:MBP
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Maendeleo Bank Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Maendeleo Bank's Interest Expense for the months ended in . 20 was TZS0.00 Mil. Its Operating Income for the months ended in . 20 was TZS0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was TZS0.00 Mil.

Maendeleo Bank's Interest Coverage for the quarter that ended in . 20 is

Maendeleo Bank had no long-term debt (1).

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Maendeleo Bank's Debt to Revenue Ratio for the quarter that ended in . 20 is

Debt to Revenue Ratio=Total Debt (Q: . 20 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=( + ) / 0
=N/A

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 8 mean?
Maendeleo Bank (DAR:MBP) has a Financial Strength of 8 as of . 20. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Maendeleo Bank and its competitors. This is 700% above median its historical median of 1.00. Over the past decade, Maendeleo Bank's Financial Strength has ranged from 1.00 to 8.00.
Is Maendeleo Bank's Financial Strength too high?
Maendeleo Bank's current Financial Strength of 8 is 700% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Maendeleo Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Maendeleo Bank's Financial Strength compare to ?
Maendeleo Bank's Financial Strength of 8 can be compared against companies in the Banks industry. Historically, Maendeleo Bank's own Financial Strength has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Maendeleo Bank and its competitors. Maendeleo Bank's current Financial Strength is 8, which is 700% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maendeleo Bank stock overvalued right now?
Maendeleo Bank (DAR:MBP) has a current Financial Strength of 8. The current Financial Strength is 8, which is 700% above median its 10-year median of 1.00. Maendeleo Bank's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Maendeleo Bank (DAR:MBP), the current Financial Strength is 8 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Maendeleo Bank Business Description

Comparable Companies
Address Sokoine Drive, P.O. Box 216, Luther House, Dar es Salam, TZA
Maendeleo Bank PLC is a commercial bank based in Tanzania. It provides banking and related services (like deposits, loans, fund transfer services, facilitating payment systems, etc.) to individuals, small and medium enterprises, corporates, and other entities.
49GF Score

Get the complete analysis for DAR:MBP

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS1,790.00
Price