Maendeleo Bank (DAR:MBP) ROA %: 0.00% (As of . 20)


DAR:MBP Maendeleo Bank PLC DAR:MBP
50 GF Score
Price TZS2,030.00
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What is Maendeleo Bank ROA %?

Maendeleo Bank DAR:MBP -1.20% 50 ROA % is 0.00% as of . 20. GuruFocus rates DAR:MBP with a GF Score™ of 50/100. Among 1,528 Banks companies, Maendeleo Bank ranks worse than 65444.96% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Maendeleo Bank's annualized Net Income for the quarter that ended in . 20 was TZS Mil. Maendeleo Bank's average Total Assets over the quarter that ended in . 20 was TZS 0 Mil. Therefore, Maendeleo Bank's annualized ROA % for the quarter that ended in . 20 was Not Available.

The historical rank and industry rank for Maendeleo Bank's ROA % or its related term are showing as below:

DAR:MBP's ROA % is not ranked *
in the Banks industry.
Industry Median: 0.98
* Ranked among companies with meaningful ROA % only.

Maendeleo Bank  (DAR:MBP) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

Note: The Net Income data used here is one times the annual (. 20) net income data. The Revenue data used here is one times the annual (. 20) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Maendeleo Bank ROA % Related Terms


Maendeleo Bank ROA % Historical Data

* Premium members only.

The historical data trend for Maendeleo Bank's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maendeleo Bank ROA % Chart

Maendeleo Bank Annual Data
Trend
ROA %

Maendeleo Bank Semi-Annual Data
ROA %

DAR:MBP vs : ROA % Comparison

For the Banks - Regional subindustry, Maendeleo Bank's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maendeleo Bank ROA % vs Banks Industry

For the Banks industry and Financial Services sector, Maendeleo Bank's ROA % distribution charts can be found below:

* The bar in red indicates where Maendeleo Bank's ROA % falls into.


DAR:MBP
50GF Score
Maendeleo Bank PLC DAR:MBP
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Maendeleo Bank ROA % Calculation

Maendeleo Bank's annualized ROA % for the fiscal year that ended in . 20 is calculated as:

ROA %=Net Income (A: . 20 )/( (Total Assets (A: . 20 )+Total Assets (A: . 20 ))/ count )
=/( (+)/ )
=/
= %

Maendeleo Bank's annualized ROA % for the quarter that ended in . 20 is calculated as:

ROA %=Net Income (Q: . 20 )/( (Total Assets (Q: . 20 )+Total Assets (Q: . 20 ))/ count )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (. 20) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.00% mean?
Maendeleo Bank (DAR:MBP) has a ROA % of 0.00% as of . 20. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Maendeleo Bank and its competitors. According to the industry distribution chart, Maendeleo Bank ranks #999999 out of 1528 companies in the Banks industry.
Is Maendeleo Bank's ROA % too high?
Maendeleo Bank's current ROA % is 0.00%. Based on the distribution chart, Maendeleo Bank ranks #999999 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Maendeleo Bank has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Maendeleo Bank's ROA % compare to ?
According to the Banks industry distribution chart, Maendeleo Bank ranks #999999 out of 1528 companies for ROA %. This places Maendeleo Bank in the lower half of its industry. The industry median ROA % is 0.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Maendeleo Bank and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maendeleo Bank's current ROA % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maendeleo Bank stock overvalued right now?
Maendeleo Bank (DAR:MBP) has a current ROA % of 0.00%. The current ROA % is 0.00%. Maendeleo Bank's overall GF Score™ is 50/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Maendeleo Bank (DAR:MBP), the current ROA % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Maendeleo Bank Business Description

Comparable Companies
Address Sokoine Drive, P.O. Box 216, Luther House, Dar es Salam, TZA
Maendeleo Bank PLC is a commercial bank based in Tanzania. It provides banking and related services (like deposits, loans, fund transfer services, facilitating payment systems, etc.) to individuals, small and medium enterprises, corporates, and other entities.
50GF Score

Get the complete analysis for DAR:MBP

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS2,030.00
Price