Madison Financial Services (LUS:MAFS) Financial Strength: 10 (As of . 20) — 150% Above Median

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LUS:MAFS Madison Financial Services PLC LUS:MAFS
47 GF Score
Price ZMW1.81
! 1 Warning Sign
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What is Madison Financial Services Financial Strength?

Madison Financial Services LUS:MAFS 47 Financial Strength is 10 as of . 20, which is 150% above its 10-year median of 4.00. GuruFocus rates LUS:MAFS with a GF Score™ of 47/100. The stock has 1 warning sign investors should review.

Madison Financial Services has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.

Warning Sign:

Madison Financial Services PLC displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Madison Financial Services did not have earnings to cover the interest expense. As of today, Madison Financial Services's Altman Z-Score is 0.00.


Madison Financial Services  (LUS:MAFS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Madison Financial Services has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.


Madison Financial Services Financial Strength Related Terms


LUS:MAFS vs : Financial Strength Comparison

For the Asset Management subindustry, Madison Financial Services's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Madison Financial Services Financial Strength vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Madison Financial Services's Financial Strength distribution charts can be found below:

* The bar in red indicates where Madison Financial Services's Financial Strength falls into.


LUS:MAFS
47GF Score
Madison Financial Services PLC LUS:MAFS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Madison Financial Services Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Madison Financial Services's Interest Expense for the months ended in . 20 was ZMW0.00 Mil. Its Operating Income for the months ended in . 20 was ZMW0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was ZMW0.00 Mil.

Madison Financial Services's Interest Coverage for the quarter that ended in . 20 is

Madison Financial Services had no long-term debt (1).

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Madison Financial Services's Debt to Revenue Ratio for the quarter that ended in . 20 is

Debt to Revenue Ratio=Total Debt (Q: . 20 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=( + ) / 0
=N/A

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Madison Financial Services has a Z-score of 0.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 10 mean?
Madison Financial Services (LUS:MAFS) has a Financial Strength of 10 as of . 20. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Madison Financial Services and its competitors. This is 150% above median its historical median of 4.00. Over the past decade, Madison Financial Services' Financial Strength has ranged from 3.00 to 10.00.
Is Madison Financial Services' Financial Strength too high?
Madison Financial Services' current Financial Strength of 10 is 150% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, Madison Financial Services has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Madison Financial Services' Financial Strength compare to ?
Madison Financial Services' Financial Strength of 10 can be compared against companies in the Asset Management industry. Historically, Madison Financial Services' own Financial Strength has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Asset Management company?
A good Financial Strength depends on the Asset Management industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Madison Financial Services and its competitors. Madison Financial Services's current Financial Strength is 10, which is 150% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Madison Financial Services stock overvalued right now?
Madison Financial Services (LUS:MAFS) has a current Financial Strength of 10. The current Financial Strength is 10, which is 150% above median its 10-year median of 4.00. Madison Financial Services' overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Madison Financial Services (LUS:MAFS), the current Financial Strength is 10 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Madison Financial Services Business Description

Comparable Companies
Address 316 Independence Avenue, P.O. Box 37013, Woodlands, Lusaka, ZMB
Madison Financial Services PLC holds equity investments in financial services companies, such as insurance, micro-finance and deposit taking, asset management, leasing, among others.
47GF Score

Get the complete analysis for LUS:MAFS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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