KOSY JSC (STC:KOS) Financial Strength: 7 (As of Mar. 2026) — 17% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:KOS KOSY JSC STC:KOS
82 GF Score
Price ₫36,050.00
GF Value ₫46,478.24
Valuation Modestly Undervalued
! 6 Warning Signs
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What is KOSY JSC Financial Strength?

KOSY JSC STC:KOS -5.26% 82 Financial Strength is 7 as of Mar. 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates STC:KOS with a GF Score™ of 82/100 and a GF Value™ of ₫46,478.24 (Modestly Undervalued). The stock has 6 warning signs investors should review.

KOSY JSC has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

KOSY JSC's Interest Coverage for the quarter that ended in Mar. 2026 was 0.98. KOSY JSC's debt to revenue ratio for the quarter that ended in Mar. 2026 was 2.06. As of today, KOSY JSC's Altman Z-Score is 2.75.


KOSY JSC  (STC:KOS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

KOSY JSC has the Financial Strength Rank of 7.


KOSY JSC Financial Strength Related Terms


KOSY JSC Financial Strength Competitor Comparison

For the Real Estate - Development subindustry, KOSY JSC's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KOSY JSC Financial Strength vs Real Estate Industry

For the Real Estate industry and Real Estate sector, KOSY JSC's Financial Strength distribution charts can be found below:

* The bar in red indicates where KOSY JSC's Financial Strength falls into.


STC:KOS
82GF Score
KOSY JSC STC:KOS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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KOSY JSC Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

KOSY JSC's Interest Expense for the months ended in Mar. 2026 was ₫-20,442 Mil. Its Operating Income for the months ended in Mar. 2026 was ₫19,938 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫1,022,904 Mil.

KOSY JSC's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*19938.373/-20442.334
=0.98

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

KOSY JSC's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(1092738.39 + 1022903.617) / 1027849.104
=2.06

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

KOSY JSC has a Z-score of 2.75, indicating it is in Grey Zones. This implies that KOSY JSC is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.75 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
KOSY JSC (STC:KOS) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on KOSY JSC and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, KOSY JSC's Financial Strength has ranged from 2.00 to 8.00.
Is KOSY JSC's Financial Strength too high?
KOSY JSC's current Financial Strength of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 8.00. Overall, KOSY JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KOSY JSC's Financial Strength compare to competitors?
KOSY JSC's Financial Strength of 7 can be compared against companies in the Real Estate industry. Historically, KOSY JSC's own Financial Strength has ranged from 2.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Real Estate company?
A good Financial Strength depends on the Real Estate industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on KOSY JSC and its competitors. KOSY JSC's current Financial Strength is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KOSY JSC stock overvalued right now?
Based on GuruFocus' analysis, KOSY JSC (STC:KOS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫46,478.24, compared to a current price of ₫36,050.00 — trading 22.4% below its estimated fair value. The current Financial Strength is 7, which is 17% above median its 10-year median of 6.00. KOSY JSC's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For KOSY JSC (STC:KOS), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KOSY JSC (STC:KOS) Overvalued in 2026?

Based on GuruFocus' analysis, KOSY JSC stock appears to be undervalued. The current stock price of ₫36,050.00 is trading 22.4% below its estimated GF Value™ of ₫46,478.24. GuruFocus considers KOSY JSC to be Modestly Undervalued.

Key valuation signals for STC:KOS:

  • Financial Strength: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: ₫46,478.24 vs. price of ₫36,050.00 (22.4% below fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the STC:KOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KOSY JSC Business Description

Address B6-BT5, My Dinh 2 New Urban Area, Tu Liem Ward, Hanoi, VNM
KOSY JSC operates in the real estate business, including land use rights that are owned, used, or leased, specifically real estate trading, and the wholesale of construction materials and other installation equipment, specifically trading of construction materials. The Company operates through real estate, trading services, and hydroelectric segments, with trading services generating maximum revenue. Its revenue includes income from real estate transfers, construction materials, and asset leasing.
82GF Score

Get the complete analysis for STC:KOS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫36,050.00
Price
₫46,478.24
GF Value