Banco Bilbao Vizcaya Argentaria (FRA:BOY) Growth Rank: 9 (As of Sep. 13, 2026) — 125% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BOY Banco Bilbao Vizcaya Argentaria SA FRA:BOY
66 GF Score
Price €25.17
GF Value €13.49
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Growth Rank?

Banco Bilbao Vizcaya Argentaria FRA:BOY +0.96% 66 Growth Rank is 9 as of Sep. 13, 2026, which is 125% above its 10-year median of 4.00. GuruFocus rates FRA:BOY with a GF Score™ of 66/100 and a GF Value™ of €13.49 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banco Bilbao Vizcaya Argentaria has the Growth Rank of 9.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Banco Bilbao Vizcaya Argentaria Growth Rank Related Terms

FRA:BOY vs JPM, BAC, WFC: Growth Rank Comparison

For the Banks - Diversified subindustry, Banco Bilbao Vizcaya Argentaria's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Bilbao Vizcaya Argentaria Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria's Growth Rank distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria's Growth Rank falls into.


FRA:BOY
66GF Score
Banco Bilbao Vizcaya Argentaria SA FRA:BOY
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 9 mean?
Banco Bilbao Vizcaya Argentaria (FRA:BOY) has a Growth Rank of 9 as of Sep. 13, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. This is 125% above median its historical median of 4.00. Over the past decade, Banco Bilbao Vizcaya Argentaria's Growth Rank has ranged from 2.00 to 9.00.
Is Banco Bilbao Vizcaya Argentaria's Growth Rank too high?
Banco Bilbao Vizcaya Argentaria's current Growth Rank of 9 is 125% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 9.00. Overall, Banco Bilbao Vizcaya Argentaria has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria's Growth Rank compare to JPM and BAC?
Banco Bilbao Vizcaya Argentaria's Growth Rank of 9 can be compared against companies in the Banks industry. Historically, Banco Bilbao Vizcaya Argentaria's own Growth Rank has ranged from 2.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. Banco Bilbao Vizcaya Argentaria's current Growth Rank is 9, which is 125% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria (FRA:BOY) is currently considered Significantly Overvalued. The stock's GF Value™ is €13.49, compared to a current price of €25.17 — trading 86.6% above its estimated fair value. The current Growth Rank is 9, which is 125% above median its 10-year median of 4.00. Banco Bilbao Vizcaya Argentaria's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria (FRA:BOY), the current Growth Rank is 9 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria (FRA:BOY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria stock appears to be overvalued. The current stock price of €25.17 is trading 86.6% above its estimated GF Value™ of €13.49. GuruFocus considers Banco Bilbao Vizcaya Argentaria to be Significantly Overvalued.

Key valuation signals for FRA:BOY:

  • Growth Rank: 9 (125% above median its 10-year median of 4.00)
  • GF Value™: €13.49 vs. price of €25.17 (86.6% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FRA:BOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Bilbao Vizcaya Argentaria Business Description

Address Plaza San Nicolas, 4, Bilbao, ESP, 48005
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
66GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.17
Price
€13.49
GF Value