Banco Bilbao Vizcaya Argentaria (FRA:BOY) Tariff Resilience Score: 8/10 (As of Jul. 09, 2026)


FRA:BOY Banco Bilbao Vizcaya Argentaria SA FRA:BOY
72 GF Score
Price €22.57
GF Value €12.39
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Tariff Resilience Score?

Banco Bilbao Vizcaya Argentaria FRA:BOY -1.10% 72 Tariff Resilience Score is 8 as of Jul. 09, 2026. GuruFocus rates FRA:BOY with a GF Score™ of 72/100 and a GF Value™ of €12.39 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,605 Banks companies, Banco Bilbao Vizcaya Argentaria ranks better than 78.82% on this metric.

Banco Bilbao Vizcaya Argentaria has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Banco Bilbao Vizcaya Argentaria has As a financial institution, BBVA is less directly impacted by tariffs. Its operations are primarily service-based, with minimal exposure to global supply chains. However, indirect effects on clients in trade-heavy sectors could pose risks. BBVA's diversified geographic presence provides some buffer against localized tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Banco Bilbao Vizcaya Argentaria might have Highly Resilient.

Banco Bilbao Vizcaya Argentaria  (FRA:BOY) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Banco Bilbao Vizcaya Argentaria Tariff Resilience Score Related Terms

FRA:BOY vs JPM, BAC, WFC: Tariff Resilience Score Comparison

For the Banks - Diversified subindustry, Banco Bilbao Vizcaya Argentaria's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Bilbao Vizcaya Argentaria Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria's Tariff Resilience Score falls into.


FRA:BOY
72GF Score
Banco Bilbao Vizcaya Argentaria SA FRA:BOY
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Banco Bilbao Vizcaya Argentaria (FRA:BOY) has a Tariff Resilience Score of 8 as of Jul. 09, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #340 out of 1605 companies in the Banks industry, placing it in the top 21.2%.
Is Banco Bilbao Vizcaya Argentaria's Tariff Resilience Score too high?
Banco Bilbao Vizcaya Argentaria's current Tariff Resilience Score is 8. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria ranks #340 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Bilbao Vizcaya Argentaria has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria's Tariff Resilience Score compare to JPM and BAC?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #340 out of 1605 companies for Tariff Resilience Score. This places Banco Bilbao Vizcaya Argentaria in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Banco Bilbao Vizcaya Argentaria's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria (FRA:BOY) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.39, compared to a current price of €22.57 — trading 82.2% above its estimated fair value. The current Tariff Resilience Score is 8. Banco Bilbao Vizcaya Argentaria's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria (FRA:BOY), the current Tariff Resilience Score is 8 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria (FRA:BOY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria stock appears to be overvalued. The current stock price of €22.57 is trading 82.2% above its estimated GF Value™ of €12.39. GuruFocus considers Banco Bilbao Vizcaya Argentaria to be Significantly Overvalued.

Key valuation signals for FRA:BOY:

  • Tariff Resilience Score: 8
  • GF Value™: €12.39 vs. price of €22.57 (82.2% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the FRA:BOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Bilbao Vizcaya Argentaria Business Description

Address Plaza San Nicolas, 4, Bilbao, ESP, 48005
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
72GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.57
Price
€12.39
GF Value