United Finance (DHA:UNITEDFIN) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:UNITEDFIN United Finance PLC DHA:UNITEDFIN
60 GF Score
Price BDT19.30
GF Value BDT13.64
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is United Finance Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

United Finance Quality Rank Related Terms

DHA:UNITEDFIN
60GF Score
United Finance PLC DHA:UNITEDFIN
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is United Finance (DHA:UNITEDFIN) Overvalued in 2026?

Based on GuruFocus' analysis, United Finance stock appears to be overvalued. The current stock price of BDT19.30 is trading 41.5% above its estimated GF Value™ of BDT13.64. GuruFocus considers United Finance to be Significantly Overvalued.

Key valuation signals for DHA:UNITEDFIN:

  • Quality Rank:
  • GF Value™: BDT13.64 vs. price of BDT19.30 (41.5% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the DHA:UNITEDFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Finance Business Description

Address 22 Kazi Nazrul Islam Avenue, Camellia House, Dhaka, BGD, 1000
United Finance PLC is a financial services company. The company provides financial services which includes lease finance for acquiring assets for industrial and commercial use; term loans for meeting long-term funding requirements; short-term working capital solutions and home loans. The company provides services like Deposits, Working Capital and Term Financing. It is engaged in five segments: Corporates, SMEs, Retail Borrowers, Depositors, and Investors.
60GF Score

Get the complete analysis for DHA:UNITEDFIN

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT19.30
Price
BDT13.64
GF Value