RBL Bank (NSE:RBLBANK) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:RBLBANK RBL Bank Ltd NSE:RBLBANK
64 GF Score
Price ₹412.55
GF Value ₹220.78
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is RBL Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

RBL Bank Quality Rank Related Terms

NSE:RBLBANK
64GF Score
RBL Bank Ltd NSE:RBLBANK
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is RBL Bank (NSE:RBLBANK) Overvalued in 2026?

Based on GuruFocus' analysis, RBL Bank stock appears to be overvalued. The current stock price of ₹412.55 is trading 86.9% above its estimated GF Value™ of ₹220.78. GuruFocus considers RBL Bank to be Significantly Overvalued.

Key valuation signals for NSE:RBLBANK:

  • Quality Rank:
  • GF Value™: ₹220.78 vs. price of ₹412.55 (86.9% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the NSE:RBLBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

RBL Bank Business Description

Other Exchanges 540065:India
Address 841, Senapati Bapat Marg, One world Centre, Tower 2B, 6th Floor, Lower Parel (West), Mumbai, MH, IND, 400013
RBL Bank Ltd is an Indian commercial bank. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Treasury segment includes investments and all financial markets activities undertaken on behalf of the Bank's customers, proprietary trading, bullion business, maintenance of reserve requirements, and Other; Retail Banking segment includes lending, deposits, credit cards and other banking services provided to retail customers of the bank; Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank and other banking operations; Other Banking Operations Includes para banking activities like Bancassurance, etc. It generates maximum revenue from the Retail Banking.
64GF Score

Get the complete analysis for NSE:RBLBANK

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹412.55
Price
₹220.78
GF Value