SpareBank 1 Helgeland (STU:Z1D) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:Z1D SpareBank 1 Helgeland STU:Z1D
52 GF Score
Price €13.64
GF Value €11.22
! 5 Warning Signs
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What is SpareBank 1 Helgeland Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

SpareBank 1 Helgeland Quality Rank Related Terms

STU:Z1D
52GF Score
SpareBank 1 Helgeland STU:Z1D
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SpareBank 1 Helgeland (STU:Z1D) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Helgeland stock appears to be overvalued. The current stock price of €13.64 is trading 21.6% above its estimated GF Value™ of €11.22.

Key valuation signals for STU:Z1D:

  • Quality Rank:
  • GF Value™: €11.22 vs. price of €13.64 (21.6% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the STU:Z1D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Helgeland Business Description

Other Exchanges HELG:Norway
Address Jernbanegata 15, Mo i Rana, NOR, 8622
SpareBank 1 Helgeland is a regional bank engaged in providing banking and financial services. It offers savings products, payment services, credit cards, saving accounts, placement services, loans, insurance, shares, and currencies, as well as an online banking facility. The bank's operations are divided into two segments: Retail Market (RM) and Corporate Market (CM). The company serves creditors, customers, employees, management, and society in general. Geographically, all the operations of the bank are carried out from Helgeland.
52GF Score

Get the complete analysis for STU:Z1D

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.64
Price
€11.22
GF Value