SpareBank 1 Helgeland (STU:Z1D) ROC %: % (As of Mar. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:Z1D SpareBank 1 Helgeland STU:Z1D
52 GF Score
Price €13.64
GF Value €11.31
! 6 Warning Signs
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What is SpareBank 1 Helgeland ROC %?

SpareBank 1 Helgeland STU:Z1D +2.14% 52 ROC % is % as of Mar. 2026. GuruFocus rates STU:Z1D with a GF Score™ of 52/100 and a GF Value™ of €11.31. The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

STU:Z1D
52GF Score
SpareBank 1 Helgeland STU:Z1D
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
SpareBank 1 Helgeland (STU:Z1D) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on SpareBank 1 Helgeland and its competitors.
Is SpareBank 1 Helgeland's ROC % too high?
SpareBank 1 Helgeland's current ROC % is %. Overall, SpareBank 1 Helgeland has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Helgeland's ROC % compare to competitors?
SpareBank 1 Helgeland's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on SpareBank 1 Helgeland and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Helgeland's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Helgeland stock overvalued right now?
SpareBank 1 Helgeland (STU:Z1D) has a current ROC % of %. The stock's GF Value™ is €11.31, compared to a current price of €13.64 — trading 20.6% above its estimated fair value. The current ROC % is %. SpareBank 1 Helgeland's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For SpareBank 1 Helgeland (STU:Z1D), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Helgeland (STU:Z1D) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Helgeland stock appears to be overvalued. The current stock price of €13.64 is trading 20.6% above its estimated GF Value™ of €11.31.

Key valuation signals for STU:Z1D:

  • ROC %: %
  • GF Value™: €11.31 vs. price of €13.64 (20.6% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the STU:Z1D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Helgeland Business Description

Other Exchanges HELG:Norway
Address Jernbanegata 15, Mo i Rana, NOR, 8622
SpareBank 1 Helgeland is a regional bank engaged in providing banking and financial services. It offers savings products, payment services, credit cards, saving accounts, placement services, loans, insurance, shares, and currencies, as well as an online banking facility. The bank's operations are divided into two segments: Retail Market (RM) and Corporate Market (CM). The company serves creditors, customers, employees, management, and society in general. Geographically, all the operations of the bank are carried out from Helgeland.
52GF Score

Get the complete analysis for STU:Z1D

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.64
Price
€11.31
GF Value