Arab Bank (AMM:ARBK) Retained Earnings: JOD3,693 Mil (As of Mar. 2026)


AMM:ARBK Arab Bank AMM:ARBK
60 GF Score
Price JOD7.19
GF Value JOD5.13
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Arab Bank Retained Earnings?

Arab Bank AMM:ARBK +1.27% 60 Retained Earnings is JOD3,693 Mil as of Mar. 2026. GuruFocus rates AMM:ARBK with a GF Score™ of 60/100 and a GF Value™ of JOD5.13 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Arab Bank's retained earnings for the quarter that ended in Mar. 2026 was JOD3,693 Mil.

Arab Bank's quarterly retained earnings declined from Sep. 2025 (JOD3,542 Mil) to Dec. 2025 (JOD0 Mil) but then increased from Dec. 2025 (JOD0 Mil) to Mar. 2026 (JOD3,693 Mil).

Arab Bank's annual retained earnings declined from Dec. 2023 (JOD2,727 Mil) to Dec. 2024 (JOD0 Mil) but then stayed the same from Dec. 2024 (JOD0 Mil) to Dec. 2025 (JOD0 Mil).


Arab Bank  (AMM:ARBK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Arab Bank Retained Earnings Historical Data

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The historical data trend for Arab Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Bank Retained Earnings Chart

Arab Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,104.39 2,332.21 2,726.94 0.00 0.00

Arab Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,203.78 3,366.70 3,541.70 0.00 3,693.47
AMM:ARBK
60GF Score
Arab Bank AMM:ARBK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Arab Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of JOD3,693 Mil mean?
Arab Bank (AMM:ARBK) has a Retained Earnings of JOD3,693 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Arab Bank and its competitors.
Is Arab Bank's Retained Earnings too high?
Arab Bank's current Retained Earnings is JOD3,693 Mil. Overall, Arab Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arab Bank's Retained Earnings compare to JPM and BAC?
Arab Bank's Retained Earnings of JOD3,693 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Arab Bank and its competitors. Arab Bank's current Retained Earnings is JOD3,693 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Bank (AMM:ARBK) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD5.13, compared to a current price of JOD7.19 — trading 40.2% above its estimated fair value. The current Retained Earnings is JOD3,693 Mil. Arab Bank's overall GF Score™ is 60/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Arab Bank (AMM:ARBK), the current Retained Earnings is JOD3,693 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Bank (AMM:ARBK) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Bank stock appears to be overvalued. The current stock price of JOD7.19 is trading 40.2% above its estimated GF Value™ of JOD5.13. GuruFocus considers Arab Bank to be Significantly Overvalued.

Key valuation signals for AMM:ARBK:

  • Retained Earnings: JOD3,693 Mil
  • GF Value™: JOD5.13 vs. price of JOD7.19 (40.2% above fair value)
  • GF Score™: 60/100 with 9 warning signs

No single metric tells the full story. See the AMM:ARBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Bank Business Description

Address Shaker Ebn Zeid Street, Shmeisani, P.O. Box 950545, Amman, JOR, 11195
Arab Bank provides banking, financial, and insurance services for individuals, corporations, and other financial institutions. Its geographical segments include Jordan, Other Arab Countries, Asia, Europe, America, and the Rest of the World. The company covers key financial markets and centers such as London, Dubai, Singapore, Shanghai, Geneva, and Paris. Its services include Consumer Banking, Treasury Services, and Corporate and institutional Banking, which generate key revenue for the firm.
60GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD7.19
Price
JOD5.13
GF Value