Arab Bank (AMM:ARBK) Cyclically Adjusted PB Ratio: 0.59 (As of Jul. 15, 2026) — 37% Above Median

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AMM:ARBK Arab Bank AMM:ARBK
61 GF Score
Price JOD7.34
GF Value JOD5.13
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Arab Bank Cyclically Adjusted PB Ratio?

Arab Bank AMM:ARBK +1.52% 61 Cyclically Adjusted PB Ratio is 0.59 as of Jul. 15, 2026, which is 37% above its 10-year median of 0.43. GuruFocus rates AMM:ARBK with a GF Score™ of 61/100 and a GF Value™ of JOD5.13 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,298 Banks companies, Arab Bank ranks better than 84.59% on this metric.

As of today (2026-07-15), Arab Bank's current share price is JOD7.34. Arab Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD12.54. Arab Bank's Cyclically Adjusted PB Ratio for today is 0.59.

The historical rank and industry rank for Arab Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:ARBK' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.36   Med: 0.43   Max: 0.6
Current: 0.57

During the past years, Arab Bank's highest Cyclically Adjusted PB Ratio was 0.60. The lowest was 0.36. And the median was 0.43.

AMM:ARBK's Cyclically Adjusted PB Ratio is ranked better than
84.59% of 1298 companies
in the Banks industry
Industry Median: 1.25 vs AMM:ARBK: 0.57

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Arab Bank's adjusted book value per share data for the three months ended in Mar. 2026 was JOD13.586. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD12.54 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Arab Bank  (AMM:ARBK) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Arab Bank Cyclically Adjusted PB Ratio Related Terms


Arab Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Arab Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Bank Cyclically Adjusted PB Ratio Chart

Arab Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.44 0.40 0.38 0.56

Arab Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.41 0.47 0.48 0.56 0.50

AMM:ARBK vs JPM, BAC, WFC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Diversified subindustry, Arab Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Arab Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Arab Bank's Cyclically Adjusted PB Ratio falls into.


AMM:ARBK
61GF Score
Arab Bank AMM:ARBK
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Arab Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=7.34/12.54
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Arab Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.586/330.2130*330.2130
=13.586

Current CPI (Mar. 2026) = 330.2130.

Arab Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 8.878 241.018 12.164
201609 9.052 241.428 12.381
201612 8.898 241.432 12.170
201703 8.858 243.801 11.998
201706 9.109 244.955 12.279
201709 9.273 246.819 12.406
201712 9.172 246.524 12.286
201803 8.896 249.554 11.771
201806 8.920 251.989 11.689
201809 9.117 252.439 11.926
201812 9.486 251.233 12.468
201903 9.261 254.202 12.030
201906 9.520 256.143 12.273
201909 9.728 256.759 12.511
201912 9.970 256.974 12.812
202003 10.028 258.115 12.829
202006 10.097 257.797 12.933
202009 10.223 260.280 12.970
202012 10.271 260.474 13.021
202103 10.401 264.877 12.967
202106 10.767 271.696 13.086
202109 10.852 274.310 13.064
202112 10.804 278.802 12.796
202203 10.714 287.504 12.306
202206 10.673 296.311 11.894
202209 10.725 296.808 11.932
202212 10.896 296.797 12.123
202303 10.895 301.836 11.919
202306 11.069 305.109 11.980
202309 11.267 307.789 12.088
202312 11.929 306.746 12.842
202403 11.779 312.332 12.453
202406 11.999 314.175 12.612
202409 12.371 315.301 12.956
202412 11.906 315.605 12.457
202503 12.659 319.799 13.071
202506 13.078 322.561 13.388
202509 13.477 324.800 13.702
202512 13.011 324.054 13.258
202603 13.586 330.213 13.586

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.59 mean?
Arab Bank (AMM:ARBK) has a Cyclically Adjusted PB Ratio of 0.59 as of Jul. 15, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Arab Bank and its competitors. This is 37% above median its historical median of 0.43. Over the past decade, Arab Bank's Cyclically Adjusted PB Ratio has ranged from 0.36 to 0.60. According to the industry distribution chart, Arab Bank ranks #200 out of 1298 companies in the Banks industry, placing it in the top 15.4%.
Is Arab Bank's Cyclically Adjusted PB Ratio too high?
Arab Bank's current Cyclically Adjusted PB Ratio of 0.59 is 37% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.60. The Banks industry median Cyclically Adjusted PB Ratio is 1.25. Arab Bank's value of 0.59 is 52.8% below this industry median. Based on the distribution chart, Arab Bank ranks #200 out of 1298 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Arab Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arab Bank's Cyclically Adjusted PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Arab Bank ranks #200 out of 1298 companies for Cyclically Adjusted PB Ratio. This places Arab Bank in the top 15% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.25. Arab Bank's value of 0.59 is 52.8% below this benchmark. Historically, Arab Bank's own Cyclically Adjusted PB Ratio has ranged from 0.36 to 0.60 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 1.25, Arab Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.25, based on 1,298 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Bank's current Cyclically Adjusted PB Ratio of 0.59 is 52.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Arab Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Bank's current Cyclically Adjusted PB Ratio is 0.59, which is 37% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab Bank (AMM:ARBK) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD5.13, compared to a current price of JOD7.34 — trading 43.1% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.59, which is 37% above median its 10-year median of 0.43 and 52.8% below the Banks industry median of 1.25. Arab Bank's overall GF Score™ is 61/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Arab Bank (AMM:ARBK), the current Cyclically Adjusted PB Ratio is 0.59 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Bank (AMM:ARBK) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Bank stock appears to be overvalued. The current stock price of JOD7.34 is trading 43.1% above its estimated GF Value™ of JOD5.13. GuruFocus considers Arab Bank to be Significantly Overvalued.

Key valuation signals for AMM:ARBK:

  • Cyclically Adjusted PB Ratio: 0.59 (37% above median its 10-year median of 0.43)
  • GF Value™: JOD5.13 vs. price of JOD7.34 (43.1% above fair value)
  • GF Score™: 61/100 with 9 warning signs
  • Industry Position: 52.8% below the Banks median (#200 of 1298)

No single metric tells the full story. See the AMM:ARBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Bank Business Description

Address Shaker Ebn Zeid Street, Shmeisani, P.O. Box 950545, Amman, JOR, 11195
Arab Bank provides banking, financial, and insurance services for individuals, corporations, and other financial institutions. Its geographical segments include Jordan, Other Arab Countries, Asia, Europe, America, and the Rest of the World. The company covers key financial markets and centers such as London, Dubai, Singapore, Shanghai, Geneva, and Paris. Its services include Consumer Banking, Treasury Services, and Corporate and institutional Banking, which generate key revenue for the firm.
61GF Score

Get the complete analysis for AMM:ARBK

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD7.34
Price
JOD5.13
GF Value