BCO Mercantil de Investimentos (BSP:BMIN4) Retained Earnings: R$7.32 Mil (As of Jun. 2026)

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BSP:BMIN4 BCO Mercantil de Investimentos SA BSP:BMIN4
66 GF Score
Price R$18.88
GF Value R$35.85
Valuation Possible Value Trap
! 7 Warning Signs
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What is BCO Mercantil de Investimentos Retained Earnings?

BCO Mercantil de Investimentos BSP:BMIN4 66 Retained Earnings is R$7.32 Mil as of Jun. 2026. GuruFocus rates BSP:BMIN4 with a GF Score™ of 66/100 and a GF Value™ of R$35.85 (Possible Value Trap). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. BCO Mercantil de Investimentos's retained earnings for the quarter that ended in Jun. 2026 was R$7.32 Mil.

BCO Mercantil de Investimentos's quarterly retained earnings increased from Dec. 2025 (R$0.00 Mil) to Mar. 2026 (R$3.70 Mil) and increased from Mar. 2026 (R$3.70 Mil) to Jun. 2026 (R$7.32 Mil).


BCO Mercantil de Investimentos  (BSP:BMIN4) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


BCO Mercantil de Investimentos Retained Earnings Historical Data

* Premium members only.

The historical data trend for BCO Mercantil de Investimentos's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Mercantil de Investimentos Retained Earnings Chart

BCO Mercantil de Investimentos Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BCO Mercantil de Investimentos Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.75 4.92 0.00 3.70 7.32
BSP:BMIN4
66GF Score
BCO Mercantil de Investimentos SA BSP:BMIN4
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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BCO Mercantil de Investimentos Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of R$7.32 Mil mean?
BCO Mercantil de Investimentos (BSP:BMIN4) has a Retained Earnings of R$7.32 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on BCO Mercantil de Investimentos and its competitors.
Is BCO Mercantil de Investimentos' Retained Earnings too high?
BCO Mercantil de Investimentos' current Retained Earnings is R$7.32 Mil. Overall, BCO Mercantil de Investimentos has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BCO Mercantil de Investimentos' Retained Earnings compare to PNC and USB?
BCO Mercantil de Investimentos' Retained Earnings of R$7.32 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on BCO Mercantil de Investimentos and its competitors. BCO Mercantil de Investimentos's current Retained Earnings is R$7.32 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Mercantil de Investimentos stock overvalued right now?
Based on GuruFocus' analysis, BCO Mercantil de Investimentos (BSP:BMIN4) is currently considered Possible Value Trap. The stock's GF Value™ is R$35.85, compared to a current price of R$18.88 — trading 47.3% below its estimated fair value. The current Retained Earnings is R$7.32 Mil. BCO Mercantil de Investimentos' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For BCO Mercantil de Investimentos (BSP:BMIN4), the current Retained Earnings is R$7.32 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Mercantil de Investimentos (BSP:BMIN4) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Mercantil de Investimentos stock appears to be undervalued. The current stock price of R$18.88 is trading 47.3% below its estimated GF Value™ of R$35.85. GuruFocus considers BCO Mercantil de Investimentos to be Possible Value Trap.

Key valuation signals for BSP:BMIN4:

  • Retained Earnings: R$7.32 Mil
  • GF Value™: R$35.85 vs. price of R$18.88 (47.3% below fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the BSP:BMIN4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Mercantil de Investimentos Business Description

Other Exchanges BMIN3:Brazil
Address Rua Rio de Janeiro 654, 6 Andar, Belo Horizonte, MG, BRA, 30160912
BCO Mercantil de Investimentos SA provides capital financing for productive activities in short, medium and long term projects. It operates as a subsidiary of Banco Mercantil do Brasil S.A.
66GF Score

Get the complete analysis for BSP:BMIN4

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$18.88
Price
R$35.85
GF Value