Federal Home Loan Mortgage (BUE:FMCC) Retained Earnings: ARS-7,617,827 Mil (As of Jun. 2026)

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BUE:FMCC Federal Home Loan Mortgage Corp BUE:FMCC
30 GF Score
Price ARS12,000.00
GF Value ARS10,751.82
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Federal Home Loan Mortgage Retained Earnings?

Federal Home Loan Mortgage BUE:FMCC 30 Retained Earnings is ARS-7,617,827 Mil as of Jun. 2026. GuruFocus rates BUE:FMCC with a GF Score™ of 30/100 and a GF Value™ of ARS10,751.82 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Federal Home Loan Mortgage's retained earnings for the quarter that ended in Jun. 2026 was ARS-7,617,827 Mil.

Federal Home Loan Mortgage's quarterly retained earnings increased from Dec. 2025 (ARS-18,200,220 Mil) to Mar. 2026 (ARS-12,557,639 Mil) and increased from Mar. 2026 (ARS-12,557,639 Mil) to Jun. 2026 (ARS-7,617,827 Mil).

Federal Home Loan Mortgage's annual retained earnings declined from Dec. 2023 (ARS-12,681,208 Mil) to Dec. 2024 (ARS-23,502,700 Mil) but then increased from Dec. 2024 (ARS-23,502,700 Mil) to Dec. 2025 (ARS-18,200,220 Mil).


Federal Home Loan Mortgage  (BUE:FMCC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Federal Home Loan Mortgage Retained Earnings Historical Data

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The historical data trend for Federal Home Loan Mortgage's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal Home Loan Mortgage Retained Earnings Chart

Federal Home Loan Mortgage Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5,553,742.95 -7,655,904.69 -12,681,208.01 -23,502,700.24 -18,200,220.42

Federal Home Loan Mortgage Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -21,475,861.47 -20,799,317.95 -18,200,220.42 -12,557,639.16 -7,617,827.11
BUE:FMCC
30GF Score
Federal Home Loan Mortgage Corp BUE:FMCC
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Federal Home Loan Mortgage Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ARS-7,617,827 Mil mean?
Federal Home Loan Mortgage (BUE:FMCC) has a Retained Earnings of ARS-7,617,827 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Federal Home Loan Mortgage and its competitors.
Is Federal Home Loan Mortgage's Retained Earnings too high?
Federal Home Loan Mortgage's current Retained Earnings is ARS-7,617,827 Mil. Overall, Federal Home Loan Mortgage has a GF Score™ of 30/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's Retained Earnings compare to PFSI and WD?
Federal Home Loan Mortgage's Retained Earnings of ARS-7,617,827 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Federal Home Loan Mortgage and its competitors. Federal Home Loan Mortgage's current Retained Earnings is ARS-7,617,827 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (BUE:FMCC) is currently considered Modestly Overvalued. The stock's GF Value™ is ARS10,751.82, compared to a current price of ARS12,000.00 — trading 11.6% above its estimated fair value. The current Retained Earnings is ARS-7,617,827 Mil. Federal Home Loan Mortgage's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Federal Home Loan Mortgage (BUE:FMCC), the current Retained Earnings is ARS-7,617,827 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal Home Loan Mortgage (BUE:FMCC) Overvalued in 2026?

Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued. The current stock price of ARS12,000.00 is trading 11.6% above its estimated GF Value™ of ARS10,751.82. GuruFocus considers Federal Home Loan Mortgage to be Modestly Overvalued.

Key valuation signals for BUE:FMCC:

  • Retained Earnings: ARS-7,617,827 Mil
  • GF Value™: ARS10,751.82 vs. price of ARS12,000.00 (11.6% above fair value)
  • GF Score™: 30/100 with 2 warning signs

No single metric tells the full story. See the BUE:FMCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Federal Home Loan Mortgage Business Description

Address 8200 Jones Branch Drive, McLean, VA, USA, 22102-3110
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
30GF Score

Get the complete analysis for BUE:FMCC

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS12,000.00
Price
ARS10,751.82
GF Value