China Bohai Bank Co (FRA:4B1) Retained Earnings: €5,331 Mil (As of Dec. 2025)

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FRA:4B1 China Bohai Bank Co Ltd FRA:4B1
64 GF Score
Price €0.08
GF Value €0.10
! 4 Warning Signs
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What is China Bohai Bank Co Retained Earnings?

China Bohai Bank Co FRA:4B1 -0.59% 64 Retained Earnings is €5,331 Mil as of Dec. 2025. GuruFocus rates FRA:4B1 with a GF Score™ of 64/100 and a GF Value™ of €0.10. The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. China Bohai Bank Co's retained earnings for the quarter that ended in Dec. 2025 was €5,331 Mil.

China Bohai Bank Co's quarterly retained earnings increased from Dec. 2024 (€5,234 Mil) to Jun. 2025 (€5,279 Mil) and increased from Jun. 2025 (€5,279 Mil) to Dec. 2025 (€5,331 Mil).

China Bohai Bank Co's annual retained earnings increased from Dec. 2023 (€5,157 Mil) to Dec. 2024 (€5,234 Mil) and increased from Dec. 2024 (€5,234 Mil) to Dec. 2025 (€5,331 Mil).


China Bohai Bank Co  (FRA:4B1) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


China Bohai Bank Co Retained Earnings Historical Data

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The historical data trend for China Bohai Bank Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Bohai Bank Co Retained Earnings Chart

China Bohai Bank Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only 4,820.60 5,002.71 5,157.39 5,234.25 5,331.09

China Bohai Bank Co Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,157.39 5,615.75 5,234.25 5,278.99 5,331.09
FRA:4B1
64GF Score
China Bohai Bank Co Ltd FRA:4B1
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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China Bohai Bank Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €5,331 Mil mean?
China Bohai Bank Co (FRA:4B1) has a Retained Earnings of €5,331 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on China Bohai Bank Co and its competitors.
Is China Bohai Bank Co's Retained Earnings too high?
China Bohai Bank Co's current Retained Earnings is €5,331 Mil. Overall, China Bohai Bank Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does China Bohai Bank Co's Retained Earnings compare to competitors?
China Bohai Bank Co's Retained Earnings of €5,331 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on China Bohai Bank Co and its competitors. China Bohai Bank Co's current Retained Earnings is €5,331 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Bohai Bank Co stock overvalued right now?
China Bohai Bank Co (FRA:4B1) has a current Retained Earnings of €5,331 Mil. The stock's GF Value™ is €0.10, compared to a current price of €0.08 — trading 16% below its estimated fair value. The current Retained Earnings is €5,331 Mil. China Bohai Bank Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For China Bohai Bank Co (FRA:4B1), the current Retained Earnings is €5,331 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Bohai Bank Co (FRA:4B1) Overvalued in 2026?

Based on GuruFocus' analysis, China Bohai Bank Co stock appears to be undervalued. The current stock price of €0.08 is trading 16% below its estimated GF Value™ of €0.10.

Key valuation signals for FRA:4B1:

  • Retained Earnings: €5,331 Mil
  • GF Value™: €0.10 vs. price of €0.08 (16% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FRA:4B1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Bohai Bank Co Business Description

Other Exchanges 09668:Hong Kong
Address No. 218 Haihe East Road, Hedong District, Tianjin, CHN, 300012
China Bohai Bank Co Ltd offers banking services in China. Its operating segments are: Corporate Banking, Retail Banking, Financial Market Business, and Others. Maximum revenue is generated from the Corporate Banking segment, which provides a range of financial products and services to corporations, government agencies, and financial institutions. These products and services include corporate loans and advances, trade financing, deposit-taking activities, agency services, consulting and advisory services, remittance and settlement services, guarantee services, etc. The Retail banking segment caters to individual customers, and the financial markets business enters into interbank money market transactions, repurchase transactions, interbank investments, and bond investments and trading.
64GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.08
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€0.10
GF Value