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China Bohai Bank CoFRA:4B1 -0.59%64 Return-on-Tangible-Asset is 0.18% as of Dec. 2025, which is 69% below its 10-year median of 0.59. GuruFocus rates FRA:4B1 with a GF Score™ of 64/100 and a GF Value™ of €0.10. The stock has 4 warning signs investors should review. Among 1,527 Banks companies, China Bohai Bank Co ranks worse than 86.64% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. China Bohai Bank Co's annualizedNet Income for the quarter that ended in Dec. 2025 was €404 Mil. China Bohai Bank Co's average total tangible assets for the quarter that ended in Dec. 2025 was €227,308 Mil. Therefore, China Bohai Bank Co's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.18%.
The historical rank and industry rank for China Bohai Bank Co's Return-on-Tangible-Asset or its related term are showing as below:
FRA:4B1'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.29 Med: 0.59 Max: 0.75
Current: 0.3
During the past 9 years, China Bohai Bank Co's highest Return-on-Tangible-Asset was 0.75%. The lowest was 0.29%. And the median was 0.59%.
FRA:4B1's Return-on-Tangible-Asset is ranked worse than 86.64% of 1527
companies
in the Banks industry
Industry Median: 1.01
vs FRA:4B1: 0.30
China Bohai Bank Co (FRA:4B1) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
China Bohai Bank Co Return-on-Tangible-Asset Related Terms
China Bohai Bank Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for China Bohai Bank Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Bohai Bank Co Return-on-Tangible-Asset Chart
China Bohai Bank Co Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, China Bohai Bank Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Bohai Bank Co Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, China Bohai Bank Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where China Bohai Bank Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.18% mean?
China Bohai Bank Co (FRA:4B1) has a Return-on-Tangible-Asset of 0.18% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on China Bohai Bank Co and its competitors. This is 69% below median its historical median of 0.59. Over the past decade, China Bohai Bank Co's Return-on-Tangible-Asset has ranged from 0.29 to 0.75. According to the industry distribution chart, China Bohai Bank Co ranks #1323 out of 1527 companies in the Banks industry, placing it in the top 86.6%.
Is China Bohai Bank Co's Return-on-Tangible-Asset too high?
China Bohai Bank Co's current Return-on-Tangible-Asset of 0.18% is 69% below median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 0.75. The Banks industry median Return-on-Tangible-Asset is 1.01. China Bohai Bank Co's value of 0.18% is 82.2% below this industry median. Based on the distribution chart, China Bohai Bank Co ranks #1323 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, China Bohai Bank Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does China Bohai Bank Co's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, China Bohai Bank Co ranks #1323 out of 1527 companies for Return-on-Tangible-Asset. This places China Bohai Bank Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. China Bohai Bank Co's value of 0.18% is 82.2% below this benchmark. Historically, China Bohai Bank Co's own Return-on-Tangible-Asset has ranged from 0.29 to 0.75 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 1.01, China Bohai Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Bohai Bank Co's current Return-on-Tangible-Asset of 0.18% is 82.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on China Bohai Bank Co and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Bohai Bank Co's current Return-on-Tangible-Asset is 0.18%, which is 69% below median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Bohai Bank Co stock overvalued right now?
China Bohai Bank Co (FRA:4B1) has a current Return-on-Tangible-Asset of 0.18%. The stock's GF Value™ is €0.10, compared to a current price of €0.08 — trading 16% below its estimated fair value. The current Return-on-Tangible-Asset is 0.18%, which is 69% below median its 10-year median of 0.59 and 82.2% below the Banks industry median of 1.01. China Bohai Bank Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For China Bohai Bank Co (FRA:4B1), the current Return-on-Tangible-Asset is 0.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Bohai Bank Co (FRA:4B1) Overvalued in 2026?
Based on GuruFocus' analysis, China Bohai Bank Co stock appears to be undervalued.
The current stock price of €0.08 is trading 16% below its estimated GF Value™ of €0.10.
Key valuation signals for FRA:4B1:
Return-on-Tangible-Asset: 0.18% (69% below median its 10-year median of 0.59)
GF Value™: €0.10 vs. price of €0.08 (16% below fair value)
Industry Position: 82.2% below the Banks median (#1323 of 1527)
No single metric tells the full story. See the FRA:4B1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Bohai Bank Co Ltd offers banking services in China. Its operating segments are: Corporate Banking, Retail Banking, Financial Market Business, and Others. Maximum revenue is generated from the Corporate Banking segment, which provides a range of financial products and services to corporations, government agencies, and financial institutions. These products and services include corporate loans and advances, trade financing, deposit-taking activities, agency services, consulting and advisory services, remittance and settlement services, guarantee services, etc. The Retail banking segment caters to individual customers, and the financial markets business enters into interbank money market transactions, repurchase transactions, interbank investments, and bond investments and trading.
64GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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