Raiz Invest (FRA:5HK) Retained Earnings: €-26.04 Mil (As of Jun. 2026)

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FRA:5HK Raiz Invest Ltd FRA:5HK
49 GF Score
Price €0.36
GF Value €0.35
Valuation Fairly Valued
! 2 Warning Signs
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What is Raiz Invest Retained Earnings?

Raiz Invest FRA:5HK +0.56% 49 Retained Earnings is €-26.04 Mil as of Jun. 2026. GuruFocus rates FRA:5HK with a GF Score™ of 49/100 and a GF Value™ of €0.35 (Fairly Valued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Raiz Invest's retained earnings for the quarter that ended in Jun. 2026 was €-26.04 Mil.

Raiz Invest's quarterly retained earnings increased from Jun. 2025 (€-26.09 Mil) to Dec. 2025 (€-24.24 Mil) but then declined from Dec. 2025 (€-24.24 Mil) to Jun. 2026 (€-26.04 Mil).

Raiz Invest's annual retained earnings increased from Jun. 2024 (€-27.29 Mil) to Jun. 2025 (€-26.09 Mil) and increased from Jun. 2025 (€-26.09 Mil) to Jun. 2026 (€-26.04 Mil).


Raiz Invest  (FRA:5HK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Raiz Invest Retained Earnings Historical Data

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The historical data trend for Raiz Invest's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiz Invest Retained Earnings Chart

Raiz Invest Annual Data
Trend Dec17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.00 -24.77 -27.29 -26.09 -26.04

Raiz Invest Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -27.29 -28.49 -26.09 -24.24 -26.04
FRA:5HK
49GF Score
Raiz Invest Ltd FRA:5HK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Raiz Invest Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €-26.04 Mil mean?
Raiz Invest (FRA:5HK) has a Retained Earnings of €-26.04 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Raiz Invest and its competitors.
Is Raiz Invest's Retained Earnings too high?
Raiz Invest's current Retained Earnings is €-26.04 Mil. Overall, Raiz Invest has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Raiz Invest's Retained Earnings compare to MSFT and PLTR?
Raiz Invest's Retained Earnings of €-26.04 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Raiz Invest and its competitors. Raiz Invest's current Retained Earnings is €-26.04 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiz Invest stock overvalued right now?
Based on GuruFocus' analysis, Raiz Invest (FRA:5HK) is currently considered Fairly Valued. The stock's GF Value™ is €0.35, compared to a current price of €0.36 — trading 3.4% above its estimated fair value. The current Retained Earnings is €-26.04 Mil. Raiz Invest's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Raiz Invest (FRA:5HK), the current Retained Earnings is €-26.04 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiz Invest (FRA:5HK) Overvalued in 2026?

Based on GuruFocus' analysis, Raiz Invest stock appears to be overvalued. The current stock price of €0.36 is trading 3.4% above its estimated GF Value™ of €0.35. GuruFocus considers Raiz Invest to be Fairly Valued.

Key valuation signals for FRA:5HK:

  • Retained Earnings: €-26.04 Mil
  • GF Value™: €0.35 vs. price of €0.36 (3.4% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the FRA:5HK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raiz Invest Business Description

Other Exchanges RZI:Australia
Address 2 Bulletin Place, Level 9, Sydney, NSW, AUS, 2000
Raiz Invest Ltd provides financial services and products through its mobile-first micro-investing platform which offers its customers an easy way to regularly invest either small or large amounts of money using the Raiz mobile application or through the Raiz website in Australia. The company products include Raiz Rewards, Raiz Kids, and Raiz Property Fund.
49GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.36
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€0.35
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