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Business Description
EML Payments Ltd
NAICS : 561499
ISIN : AU000000EML7
Description
EML Payments is a financial technology company that operates across North America, Europe, and Australia. The firm builds the infrastructure for a customer to facilitate/accept payments via a prepaid card or in real-time. It makes money primarily via clipping a fee on payment transactions. It also earns fees from breakage, inactive accounts, cash establishments and interest on debit volumes. EML's payment solutions cater to a variety of applications including payouts, gifts, incentives, rewards, supplier payments, and more. The firm operates in three segments: gift and incentive, general purpose reloadable, and digital payments.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 41.22 | |||||
| Equity-to-Asset | 0.06 | |||||
| Debt-to-Equity | 0.29 | |||||
| Debt-to-EBITDA | 1.15 | |||||
| Piotroski F-Score | 6/9 | |||||
| Altman Z-Score | 0.38 | |||||
| Beneish M-Score | -2.69 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -4.9 | |||||
| 3-Year EBITDA Growth Rate | 55.8 | |||||
| 3-Year EPS without NRI Growth Rate | 32.1 | |||||
| 3-Year FCF Growth Rate | -49.3 | |||||
| 3-Year Book Growth Rate | -28.2 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 10.87 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 57.57 | |||||
| 9-Day RSI | 57.86 | |||||
| 14-Day RSI | 58.91 | |||||
| 3-1 Month Momentum % | 17.58 | |||||
| 6-1 Month Momentum % | 48.09 | |||||
| 12-1 Month Momentum % | -21.14 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 0.83 | |||||
| Quick Ratio | 0.83 | |||||
| Cash Ratio | 0.81 | |||||
| Days Sales Outstanding | 106.09 | |||||
| Days Payable | 565.15 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -1.2 | |||||
| Shareholder Yield % | 7.17 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 69.98 | |||||
| Operating Margin % | -35.41 | |||||
| Net Margin % | -3.67 | |||||
| FCF Margin % | -3.47 | |||||
| ROE % | -2.91 | |||||
| ROA % | -0.14 | |||||
| ROIC % | -0.91 | |||||
| 3-Year ROIIC % | 46.38 | |||||
| ROC (Joel Greenblatt) % | 306.61 | |||||
| ROCE % | 3.29 | |||||
| Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Forward PE Ratio | 13.24 | |||||
| PE Ratio without NRI | 66 | |||||
| PS Ratio | 2.8 | |||||
| PB Ratio | 2.11 | |||||
| Price-to-Tangible-Book | 5.82 | |||||
| Price-to-Operating-Cash-Flow | 76.15 | |||||
| EV-to-EBIT | -64.78 | |||||
| EV-to-EBITDA | -37.86 | |||||
| EV-to-Revenue | -12.58 | |||||
| EV-to-Forward-Revenue | 1.93 | |||||
| EV-to-FCF | 362.42 | |||||
| Price-to-GF-Value | 1.01 | |||||
| Price-to-Projected-FCF | 2.68 | |||||
| Price-to-Median-PS-Value | 0.27 | |||||
| Price-to-Graham-Number | 4.13 | |||||
| Earnings Yield (Greenblatt) % | -1.54 | |||||
| FCF Yield % | -1.23 | |||||
| Forward Rate of Return (Yacktman) % | 11.7 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
EML Payments Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil A$) | 133.034 | ||
| EPS (TTM) (A$) | -0.013 | ||
| Beta | 1.41 | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | 0.01 | ||
| Volatility % | 72.41 | ||
| 14-Day RSI | 58.91 | ||
| 14-Day ATR (A$) | 0.040937 | ||
| 20-Day SMA (A$) | 0.98025 | ||
| 12-1 Month Momentum % | -21.14 | ||
| 52-Week Range (A$) | 0.575 - 1.23 | ||
| Shares Outstanding (Mil) | 381.89 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
EML Payments Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
EML Payments Ltd Stock Events
| Event | Date | Price (A$) | ||
|---|---|---|---|---|
| No Event Data | ||||
EML Payments Ltd Frequently Asked Questions
What is EML Payments Ltd(ASX:EML)'s stock price today?
The current price of ASX:EML is A$0.99. The 52 week high of ASX:EML is A$1.23 and 52 week low is A$0.57.
When is next earnings date of EML Payments Ltd(ASX:EML)?
The next earnings date of EML Payments Ltd(ASX:EML) is 2025-08-28 Est..
Does EML Payments Ltd(ASX:EML) pay dividends? If so, how much?
EML Payments Ltd(ASX:EML) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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