Volta Finance (LSE:VTAS) Retained Earnings: €220.18 Mil (As of Jan. 2026)


LSE:VTAS Volta Finance Ltd LSE:VTAS
32 GF Score
Price €6.00
GF Value €0.08
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Volta Finance Retained Earnings?

Volta Finance LSE:VTAS 32 Retained Earnings is €220.18 Mil as of Jan. 2026. GuruFocus rates LSE:VTAS with a GF Score™ of 32/100 and a GF Value™ of €0.08 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Volta Finance's retained earnings for the quarter that ended in Jan. 2026 was €220.18 Mil.

Volta Finance's quarterly retained earnings declined from Jan. 2025 (€243.17 Mil) to Jul. 2025 (€238.35 Mil) and declined from Jul. 2025 (€238.35 Mil) to Jan. 2026 (€220.18 Mil).

Volta Finance's annual retained earnings increased from Jul. 2023 (€199.04 Mil) to Jul. 2024 (€225.05 Mil) and increased from Jul. 2024 (€225.05 Mil) to Jul. 2025 (€238.35 Mil).


Volta Finance  (LSE:VTAS) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Volta Finance Retained Earnings Historical Data

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The historical data trend for Volta Finance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Volta Finance Retained Earnings Chart

Volta Finance Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 189.91 172.07 199.04 225.05 238.35

Volta Finance Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 216.11 225.05 243.17 238.35 220.18
LSE:VTAS
32GF Score
Volta Finance Ltd LSE:VTAS
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Volta Finance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €220.18 Mil mean?
Volta Finance (LSE:VTAS) has a Retained Earnings of €220.18 Mil as of Jan. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Volta Finance and its competitors.
Is Volta Finance's Retained Earnings too high?
Volta Finance's current Retained Earnings is €220.18 Mil. Overall, Volta Finance has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Volta Finance's Retained Earnings compare to BLK and BX?
Volta Finance's Retained Earnings of €220.18 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Asset Management company?
A good Retained Earnings depends on the Asset Management industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Volta Finance and its competitors. Volta Finance's current Retained Earnings is €220.18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Volta Finance stock overvalued right now?
Based on GuruFocus' analysis, Volta Finance (LSE:VTAS) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.08, compared to a current price of €6.00 — trading 7400% above its estimated fair value. The current Retained Earnings is €220.18 Mil. Volta Finance's overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Volta Finance (LSE:VTAS), the current Retained Earnings is €220.18 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Volta Finance (LSE:VTAS) Overvalued in 2026?

Based on GuruFocus' analysis, Volta Finance stock appears to be overvalued. The current stock price of €6.00 is trading 7400% above its estimated GF Value™ of €0.08. GuruFocus considers Volta Finance to be Significantly Overvalued.

Key valuation signals for LSE:VTAS:

  • Retained Earnings: €220.18 Mil
  • GF Value™: €0.08 vs. price of €6.00 (7400% above fair value)
  • GF Score™: 32/100 with 1 warning sign

No single metric tells the full story. See the LSE:VTAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Volta Finance Business Description

Other Exchanges VTA:Netherlands
Address BNP Paribas House, St Julian’s Avenue, St Peter Port, GGY, GY1 1WA
Volta Finance Ltd is a closed-ended investment company. It invests in collateralized loan applications, synthetic corporate credit, cash corporate credit, and asset-based security classes. The company's objectives are to preserve capital across the credit cycle and provide returns to shareholders through quarterly dividends from investments in the diversified portfolio of structured finance assets.
32GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.00
Price
€0.08
GF Value