Avarda Bank AB (LTS:0RHM) Retained Earnings: kr3,024 Mil (As of Jun. 2026)

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LTS:0RHM Avarda Bank AB LTS:0RHM
80 GF Score
Price kr187.30
GF Value kr157.95
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Avarda Bank AB Retained Earnings?

Avarda Bank AB LTS:0RHM +2.13% 80 Retained Earnings is kr3,024 Mil as of Jun. 2026. GuruFocus rates LTS:0RHM with a GF Score™ of 80/100 and a GF Value™ of kr157.95 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Avarda Bank AB's retained earnings for the quarter that ended in Jun. 2026 was kr3,024 Mil.

Avarda Bank AB's quarterly retained earnings increased from Dec. 2025 (kr2,950 Mil) to Mar. 2026 (kr3,155 Mil) but then declined from Mar. 2026 (kr3,155 Mil) to Jun. 2026 (kr3,024 Mil).

Avarda Bank AB's annual retained earnings increased from Dec. 2023 (kr1,801 Mil) to Dec. 2024 (kr2,413 Mil) and increased from Dec. 2024 (kr2,413 Mil) to Dec. 2025 (kr2,950 Mil).


Avarda Bank AB  (LTS:0RHM) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Avarda Bank AB Retained Earnings Historical Data

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The historical data trend for Avarda Bank AB's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Avarda Bank AB Retained Earnings Chart

Avarda Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,050.83 1,428.03 1,801.44 2,412.99 2,950.02

Avarda Bank AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,590.72 2,766.16 2,950.02 3,155.21 3,023.65
LTS:0RHM
80GF Score
Avarda Bank AB LTS:0RHM
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Avarda Bank AB Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of kr3,024 Mil mean?
Avarda Bank AB (LTS:0RHM) has a Retained Earnings of kr3,024 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Avarda Bank AB and its competitors.
Is Avarda Bank AB's Retained Earnings too high?
Avarda Bank AB's current Retained Earnings is kr3,024 Mil. Overall, Avarda Bank AB has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Avarda Bank AB's Retained Earnings compare to PNC and USB?
Avarda Bank AB's Retained Earnings of kr3,024 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Avarda Bank AB and its competitors. Avarda Bank AB's current Retained Earnings is kr3,024 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avarda Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Avarda Bank AB (LTS:0RHM) is currently considered Modestly Overvalued. The stock's GF Value™ is kr157.95, compared to a current price of kr187.30 — trading 18.6% above its estimated fair value. The current Retained Earnings is kr3,024 Mil. Avarda Bank AB's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Avarda Bank AB (LTS:0RHM), the current Retained Earnings is kr3,024 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Avarda Bank AB (LTS:0RHM) Overvalued in 2026?

Based on GuruFocus' analysis, Avarda Bank AB stock appears to be overvalued. The current stock price of kr187.30 is trading 18.6% above its estimated GF Value™ of kr157.95. GuruFocus considers Avarda Bank AB to be Modestly Overvalued.

Key valuation signals for LTS:0RHM:

  • Retained Earnings: kr3,024 Mil
  • GF Value™: kr157.95 vs. price of kr187.30 (18.6% above fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the LTS:0RHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Avarda Bank AB Business Description

Address PO Box 947, Boras, SWE, 50110
Avarda Bank AB is a credit market company that provides secure, flexible, unified payment solutions for retailers in Europe. Through its white-label model, it enables merchants to own and control the entire customer journey, strengthening brand awareness, increasing conversion and customer lifetime value, and driving loyalty.
80GF Score

Get the complete analysis for LTS:0RHM

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr187.30
Price
kr157.95
GF Value