MFI (mF International) Retained Earnings: $8.78 Mil (As of Dec. 2025)

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MFI mF International Ltd MFI
21 GF Score
Price $8.52
! 2 Warning Signs
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What is mF International Retained Earnings?

mF International MFI +7.30% 21 Retained Earnings is $8.78 Mil as of Dec. 2025. GuruFocus rates MFI with a GF Score™ of 21/100. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. mF International's retained earnings for the quarter that ended in Dec. 2025 was $8.78 Mil.

mF International's quarterly retained earnings declined from Dec. 2024 ($-1.34 Mil) to Jun. 2025 ($-3.07 Mil) but then increased from Jun. 2025 ($-3.07 Mil) to Dec. 2025 ($8.78 Mil).

mF International's annual retained earnings declined from Dec. 2023 ($1.25 Mil) to Dec. 2024 ($-1.34 Mil) but then increased from Dec. 2024 ($-1.34 Mil) to Dec. 2025 ($8.78 Mil).


mF International  (NAS:MFI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


mF International Retained Earnings Historical Data

* Premium members only.

The historical data trend for mF International's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

mF International Retained Earnings Chart

mF International Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
3.82 1.09 1.25 -1.34 8.78

mF International Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only 1.25 0.54 -1.34 -3.07 8.78
MFI
21GF Score
mF International Ltd MFI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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mF International Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $8.78 Mil mean?
mF International (MFI) has a Retained Earnings of $8.78 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on mF International and its competitors.
Is mF International's Retained Earnings too high?
mF International's current Retained Earnings is $8.78 Mil. Overall, mF International has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does mF International's Retained Earnings compare to BLND and RMNI?
mF International's Retained Earnings of $8.78 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on mF International and its competitors. mF International's current Retained Earnings is $8.78 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mF International stock overvalued right now?
mF International (MFI) has a current Retained Earnings of $8.78 Mil. The current Retained Earnings is $8.78 Mil. mF International's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For mF International (MFI), the current Retained Earnings is $8.78 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

mF International Business Description

Address 77-79 Gloucester Road, Unit 1801, Fortis Tower, Wan Chai, Hong Kong, HKG
mF International Ltd is a holding company and all of its operations are carried out by Operating Subsidiaries in Hong Kong. It is a financial trading solution provider principally engaged in the development and provision of financial trading solutions. It has experience in providing real-time mission-critical forex, bullion/commodities trading platform solutions, financial value-added services, mobile applications, and financial information for brokers and institutional clients via the internet or a platform as software as a service. The company has provided a wide range of top-notch services, including mF4 Trading Platform, Bridge and Plugins, CRM System, ECN System, Liquidity Solutions, Cross-platform Broker Plus Solution, Social Trading Applications and others.
21GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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