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mF InternationalMFI +1.17%21 Return-on-Tangible-Equity is 9.21% as of Dec. 2025. GuruFocus rates MFI with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 2,485 Software companies, mF International ranks worse than 57.26% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. mF International's annualized net income for the quarter that ended in Dec. 2025 was $23.76 Mil. mF International's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $258.13 Mil. Therefore, mF International's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 9.21%.
The historical rank and industry rank for mF International's Return-on-Tangible-Equity or its related term are showing as below:
MFI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -298.34 Med: -147.22 Max: 5.87
Current: 5.87
During the past 5 years, mF International's highest Return-on-Tangible-Equity was 5.87%. The lowest was -298.34%. And the median was -147.22%.
MFI's Return-on-Tangible-Equity is ranked worse than 57.26% of 2485
companies
in the Software industry
Industry Median: 9.79
vs MFI: 5.87
mF International (NAS:MFI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
mF International Return-on-Tangible-Equity Related Terms
mF International Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for mF International's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MFI vs BLND, RMNI, CRNC: Return-on-Tangible-Equity Comparison
For the Software - Application subindustry, mF International's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
mF International Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, mF International's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where mF International's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 9.21% mean?
mF International (MFI) has a Return-on-Tangible-Equity of 9.21% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on mF International and its competitors. According to the industry distribution chart, mF International ranks #1423 out of 2485 companies in the Software industry, placing it in the top 57.3%.
Is mF International's Return-on-Tangible-Equity too high?
mF International's current Return-on-Tangible-Equity is 9.21%. The Software industry median Return-on-Tangible-Equity is 9.79. mF International's value of 9.21% is 5.9% below this industry median. Based on the distribution chart, mF International ranks #1423 out of 2485 companies in the Software industry, which is below the industry midpoint. Overall, mF International has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does mF International's Return-on-Tangible-Equity compare to BLND and RMNI?
According to the Software industry distribution chart, mF International ranks #1423 out of 2485 companies for Return-on-Tangible-Equity. This places mF International in the lower half of its industry. The industry median Return-on-Tangible-Equity is 9.79. mF International's value of 9.21% is 5.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 9.79, based on 2,485 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. mF International's current Return-on-Tangible-Equity of 9.21% is 5.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on mF International and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 9.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. mF International's current Return-on-Tangible-Equity is 9.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mF International stock overvalued right now?
mF International (MFI) has a current Return-on-Tangible-Equity of 9.21%. The current Return-on-Tangible-Equity is 9.21% and 5.9% below the Software industry median of 9.79. mF International's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For mF International (MFI), the current Return-on-Tangible-Equity is 9.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
mF International Ltd is a holding company and all of its operations are carried out by Operating Subsidiaries in Hong Kong. It is a financial trading solution provider principally engaged in the development and provision of financial trading solutions. It has experience in providing real-time mission-critical forex, bullion/commodities trading platform solutions, financial value-added services, mobile applications, and financial information for brokers and institutional clients via the internet or a platform as software as a service. The company has provided a wide range of top-notch services, including mF4 Trading Platform, Bridge and Plugins, CRM System, ECN System, Liquidity Solutions, Cross-platform Broker Plus Solution, Social Trading Applications and others.
21GF Score
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