Bank of Shanghai Co (SHSE:601229) Retained Earnings: ¥83,457 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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SHSE:601229 Bank of Shanghai Co Ltd SHSE:601229
54 GF Score
Price ¥9.68
GF Value ¥9.40
Valuation Fairly Valued
! 3 Warning Signs
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What is Bank of Shanghai Co Retained Earnings?

Bank of Shanghai Co SHSE:601229 +2.11% 54 Retained Earnings is ¥83,457 Mil as of Jun. 2026. GuruFocus rates SHSE:601229 with a GF Score™ of 54/100 and a GF Value™ of ¥9.40 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank of Shanghai Co's retained earnings for the quarter that ended in Jun. 2026 was ¥83,457 Mil.

Bank of Shanghai Co's quarterly retained earnings increased from Dec. 2025 (¥82,533 Mil) to Mar. 2026 (¥88,826 Mil) but then declined from Mar. 2026 (¥88,826 Mil) to Jun. 2026 (¥83,457 Mil).

Bank of Shanghai Co's annual retained earnings increased from Dec. 2023 (¥74,185 Mil) to Dec. 2024 (¥76,009 Mil) and increased from Dec. 2024 (¥76,009 Mil) to Dec. 2025 (¥82,533 Mil).


Bank of Shanghai Co  (SHSE:601229) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank of Shanghai Co Retained Earnings Historical Data

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The historical data trend for Bank of Shanghai Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Shanghai Co Retained Earnings Chart

Bank of Shanghai Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 63,116.16 68,383.84 74,185.22 76,008.98 82,533.07

Bank of Shanghai Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76,699.99 77,255.14 82,533.07 88,825.61 83,456.58
SHSE:601229
54GF Score
Bank of Shanghai Co Ltd SHSE:601229
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Shanghai Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ¥83,457 Mil mean?
Bank of Shanghai Co (SHSE:601229) has a Retained Earnings of ¥83,457 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of Shanghai Co and its competitors.
Is Bank of Shanghai Co's Retained Earnings too high?
Bank of Shanghai Co's current Retained Earnings is ¥83,457 Mil. Overall, Bank of Shanghai Co has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Shanghai Co's Retained Earnings compare to competitors?
Bank of Shanghai Co's Retained Earnings of ¥83,457 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of Shanghai Co and its competitors. Bank of Shanghai Co's current Retained Earnings is ¥83,457 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Shanghai Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Shanghai Co (SHSE:601229) is currently considered Fairly Valued. The stock's GF Value™ is ¥9.40, compared to a current price of ¥9.68 — trading 3% above its estimated fair value. The current Retained Earnings is ¥83,457 Mil. Bank of Shanghai Co's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank of Shanghai Co (SHSE:601229), the current Retained Earnings is ¥83,457 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Shanghai Co (SHSE:601229) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Shanghai Co stock appears to be overvalued. The current stock price of ¥9.68 is trading 3% above its estimated GF Value™ of ¥9.40. GuruFocus considers Bank of Shanghai Co to be Fairly Valued.

Key valuation signals for SHSE:601229:

  • Retained Earnings: ¥83,457 Mil
  • GF Value™: ¥9.40 vs. price of ¥9.68 (3% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the SHSE:601229 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Shanghai Co Business Description

Address No. 168, Yincheng Middle Road, Pudong New District, Shanghai, CHN, 200120
Bank of Shanghai Co Ltd is a commercial banking company. It is mainly involved in providing banking and financial services such as Corporate banking, Retail banking, Treasury business, and others. The Bank conducts its business through three segments. The Wholesale Financial Business segment serves corporate clients, government agencies, and peer institutions with loans, deposits, trade finance, settlements, investment banking, asset custody, interbank transactions, financial market operations, and equity investments. The Retail Financial Business segment offers individuals loans, deposits, wealth management, remittances, securities agency, and bank card services. The Other Business segment covers mobile and corporate online banking as well as other related services.
54GF Score

Get the complete analysis for SHSE:601229

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥9.68
Price
¥9.40
GF Value